Banking
Take the 52-week money challenge: What it is and how to do it
4 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Not having success with your savings? A budget can make things a little easier.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
12 ways to save money every day
6 min read
5 saving strategies for financial goals
8 min read
How to start (and build) an emergency fund
8 min read
The best places to keep your emergency fund
7 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Latest articles
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Bankrate’s list of all the failed banks in every U.S. state from 2009 to 2024.
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Creating a timeline is a useful way to plan and meet all your financial goals.
An emergency fund is an essential part of a solid financial plan.
It’s important to find the right home for your emergency savings.
Use this challenge to stash more cash toward your savings goals.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
Rainy day and emergency funds differ but together provide a sound financial plan.
Everything savers need to know about HSAs.
Make 2024 the year you take your savings to the next level.
Look for gigs, deals and other ways to earn money simply by browsing on your phone.
Use this challenge to stash more cash toward your savings goals.
Emergency savings depleted? Here’s how to start replenishing it.
Economists, however, have a different word for describing the economic environment.
There are savings opportunities in the current interest rate environment.
The best account to save your money will vary by your goal.
The trusted provider of accurate rates and financial information