Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

Woman using a calculator and examining financial documents

Understanding discretionary income can help you with your budgeting strategy.

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Explore banking products:

CDs Savings Accounts MMAs Checking Accounts

Latest articles

adult with down syndrome using a computer

Specific savings accounts can help disabled individuals gain financial security.

vystar credit union building in jacksonville, FL

Technology upgrades are at the heart of the outage, which has gone on for days.

young man talking on the phone at home while using a computer

If your bank or credit union is involved in a merger, here’s what to expect.

Worried about surging inflation?

Experts expect inflation to cool, but how soon that happens will be key.

ederal Reserve Chair Jerome Powell testifies at a Senate Banking, Housing, and Urban Affairs Committee hearing

The Fed is withdrawing stimulus at the fastest pace in decades.

Illustration of person holding up $100 bill

Busting a long-standing workplace taboo, younger workers are being more transparent to achieve equal pay.

Young man working on his laptop

Entering your 30s means it’s time take a fresh look at your finances.

earth sitting on top of money

Money talks, and that’s never been truer than with environmental causes.

Mother and daughter shopping for vegetables

These six simple moves can help you build a cash cushion.

illustration of money growing on trees

Here’s a helpful guide to how much you need in savings over the course of your life.

young woman smiling on city sidewalk

Creating a timeline is a useful way to plan and meet all your financial goals.

Illustration of construction workers on a roof

An emergency fund is an essential part of a solid financial plan.

Man using cell phone in living room

It’s important to find the right home for your emergency savings.

Calendar of 2023

Use this challenge to stash more cash toward your savings goals.

Young man choosing oranges in the supermarket

Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.

Mechanic uses force to unlock bolt

Rainy day and emergency funds differ but together provide a sound financial plan.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

A piggybank floating on a liferaft

Sixty percent of households feel behind on their emergency savings in 2023.

Halloween bucket filled with money

Despite inflation and expenses, there are ways to increase your emergency savings.

piggybank

Here are some of the best savings accounts you can sign up for as a business owner.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

man taking money out of a wallet

If you’re struggling to save money right now, you’re not alone. Here’s how a few easy changes can help.

A man uses the Qapital app to save money.

Build up your savings by automatically setting aside small amounts of money.

A couple budgets together.

Not having success with your savings? A budget can make things a little easier.

The trusted provider of accurate rates and financial information