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Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Budgeting tips

A couple budgets together.
Not having success with your savings? A budget can make things a little easier.
Woman using a calculator and examining financial documents
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

Latest articles

Picture of First Republic Bank
Bank failures had been relatively rare since the financial crisis of 2008 and 2009, but that all changed last year when First Republic and Silicon Valley Bank both collapsed and sent shockwaves through [...]
A woman calculates interest.
Compound interest is a powerful force for people who want to build their savings.
A young woman researches on her laptop.
With a possible recession looming, here’s what savers should know about CDs.
I’ve often referred to 2024 as the year of the certificate of deposit (CD). In tracking CD rates on a daily basis, I’ve seen how yields remain at an overall high, thanks to the Federal Reserve raising [...]
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
Young woman using an ATM
Here’s how to find the nearest ATM in MoneyPass’s fee-free ATM network.
Mature businessman with electric vehicle using ATM machine on footpath
Here’s how to find the nearest ATM in Allpoint’s fee-free ATM network.
Illustration of American reaching for pennies and change
Even before inflation, Americans struggled to save for the future.
Mother and daughter shopping for vegetables
These six simple moves can help you build a cash cushion.
illustration of money growing on trees
Here’s a helpful guide to how much you need in savings over the course of your life.
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Creating a timeline is a useful way to plan and meet all your financial goals.
Illustration of construction workers on a roof
An emergency fund is an essential part of a solid financial plan.
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It’s important to find the right home for your emergency savings.
Calendar of 2023
Use this challenge to stash more cash toward your savings goals.
Young man choosing oranges in the supermarket
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
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Rainy day and emergency funds differ but together provide a sound financial plan.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
A piggybank floating on a liferaft
Sixty percent of households feel behind on their emergency savings in 2023.
Halloween bucket filled with money
Despite inflation and expenses, there are ways to increase your emergency savings.
piggybank
Here are some of the best savings accounts you can sign up for as a business owner.
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Get the latest rates on top-yielding money market accounts.
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If you’re struggling to save money right now, you’re not alone. Here’s how a few easy changes can help.
A man uses the Qapital app to save money.
Build up your savings by automatically setting aside small amounts of money.
A couple budgets together.
Not having success with your savings? A budget can make things a little easier.
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