Banking
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Banking Basics
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Latest Articles
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How to transfer money from one bank to another: 4 ways
Keep fees in check when you shift money from one bank account to another.
4 min read Jun 20, 2024 -
Top high-yield savings accounts are now beating inflation. Here’s why that’s important
Savings yields topping inflation could let you hold onto your purchasing power.
6 min read Jun 20, 2024 -
Bankrate’s 2024 Annual Emergency Savings Report
If you’re struggling to pay off debt and build savings, you’re not alone.
12 min read Jun 21, 2024 -
Check or calculate the value of a savings bond online
Knowing a savings bond’s value can help you decide whether to hold it or redeem it.
3 min read Jun 17, 2024 -
Daily ATM withdrawal limits: How much money can you take out?
Knowing your ATM withdrawal limits can make a sudden need for cash easier to handle.
4 min read Jun 17, 2024 -
What is a cashier’s check? Definitions, uses, how to buy one, cost and alternatives
This old-school way of paying is still in demand. Here’s everything you need to know.
5 min read Jun 17, 2024 -
Cutting alcohol is more than a trend — it’s a lifestyle saving Americans hundreds year-round
Former drinkers are re-evaluating their budgets and discretionary spending habits.
7 min read Jun 11, 2024 -
Citibank new bonuses for checking and savings accounts
Here’s everything to know about the offers to see if they’re the right fit for you.
2 min read Jun 12, 2024 -
There’s now a 100-year CD. Here’s what you should know
The 100-year CD targets investors with philanthropic or generational-wealth goals.
4 min read Jun 12, 2024 -
Fed keeps interest rates steady, sees only one cut this year despite slowing inflation
All but four officials continue to expect rate cuts in 2024.
7 min read Jun 12, 2024 -
The Federal Reserve’s latest dot plot, explained – and what it says about interest rates
This Fed communication tool is important, but be cautious when interpreting it.
7 min read Jun 12, 2024 -
Take these 12 steps as the Federal Reserve keeps interest rates high
Even without a rate hike, the Fed’s key rate hasn’t been this high for 23 years.
11 min read Jun 12, 2024 -
Fed’s interest rate history: The federal funds rate from 1981 to the present
The key benchmark has been as high as 20 percent — and as low as 0 percent.
13 min read Jun 12, 2024 -
How the Federal Reserve impacts savings account interest rates
For savers, here’s what to consider when the Fed raises interest rates.
4 min read Jun 12, 2024 -
Biggest winners and losers from the Fed’s interest rate decision
While the Federal Reserve stood pat this time, it has raised rates a total of 11 times in this current cycle.
6 min read Jun 12, 2024 -
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These are the worst banking mistakes you can make, according to financial pros
How to avoid these banking mistakes.
4 min read Jun 12, 2024 -
When will the Fed cut interest rates? Experts say later this year, if at all – here’s why
Some Fed officials are starting to rethink just how much they can cut rates.
9 min read Jun 12, 2024 -
Preview of the June Fed meeting: 3 key themes to watch as the economy slows but interest rate cuts remain delayed
Rate cuts are still delayed, but should they be?
7 min read Jun 11, 2024 -
6 key ways the Federal Reserve impacts your money
Every financial decision you make comes back to the Federal Reserve.
10 min read Jun 10, 2024
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