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How to open a certificate of deposit (CD)
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Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
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How to transfer money from one bank to another: 4 ways
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Keep fees in check when you shift money from one bank account to another.
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Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
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A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles

Fintech firm Dave created a product that reinvents overdraft fees and helps customers build their credit.

That includes their checking, savings, money market and CD accounts. Here are the details.

Is it still too soon for the Fed to cut rates?

Here’s why Fed officials are so concerned about the trade war right now.

But the revision was less than economists thought it would be.

For 99 cents per withdrawal, users can move money from their account into another within minutes.

With the best job market in decades, the Fed is wondering why there isn’t more inflation.

The Fed continues to delay any interest rate moves amid persistently low inflation.

High-yield savings rates fluctuate over time. Let’s explore what causes that.

Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.

Comparing savings rates can ensure you get the best return on your savings.

Get the latest rates on top-yielding money market accounts.

Split direct deposit is a simple way to painlessly boost your savings.

Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

There are ways to access your money and ultimately spend it. Here’s how.

Verizon and Openbank announced a partnership on Tuesday that gives Verizon customers a way to save money on their bill if they have an Openbank High Yield Savings account. Verizon customers can save money [...]

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

Planning for retirement? Here’s what you need to know about IRA CDs.

Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

Add-on CDs can offer more flexibility than a traditional CD.

CDs come in many varieties, making it easy to find one that meets your needs.

If you have $25,000 to invest in a CD right now, here’s how much you could earn.

When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]

Earn more on your business cash with high-yield accounts offering competitive APYs.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Business money market accounts offer higher yields while maintaining access to funds.

Money market funds are available from several different brokers and fund managers.

Find the right business savings account to help your company’s money grow.

Learn why you need to check your APY.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

The best account to save your money will vary by your goal.

There are several ways to deposit a check — some are simpler than others.

The amount of time for a check to clear can vary from check to check.

Here are easy actions you can take to avoid the fee of get it waived.

Stop wasting time writing checks. Learn the faster, safer way to pay.

Here’s what you need to know about this high-yield checking promo.

Get your tax refund faster and more securely by setting up direct deposit. Learn how to avoid common mistakes.

If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.

Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.