Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics
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How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst
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Principal U.S. Economy Reporter
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Senior Economic Analyst
Banking data studies
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New Bankrate data shows many Americans are slowly making progress on their savings.
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I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Follow these tips for the lowest fees and highest rates when opening an account.
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You may be concerned about your bank in light of recent events. Here’s what you need to know.
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Consider these four factors when choosing the right high-yield savings account.
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CDs hold your funds for a set period. In exchange, you get a reliable return.
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Mobile banking apps aren’t just trendy, they can help you better manage your money.
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Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.
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Start saving today with these saving accounts with no minimum deposit required.
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Here’s everything you need to know about savings accounts.
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Navigating the world of personal finance is daunting, but it’s particularly so for Gen Zers.
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Comparing savings rates can ensure you get the best return on your savings.
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A biweekly budget lets you allocate your expenses better than on a monthly basis.
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The average household earned $101,805 in 2023 before taxes and spent $77,280.
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The best time to cash in savings bonds depends on an investor’s life circumstances.
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Here’s what you need to know about upcoming changes to Health Savings Accounts.
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Learn how deinfluencers help you save money by promoting mindful spending habits.
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Here’s how to determine what a good interest rate is on your deposit accounts.
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CDs hold your funds for a set period. In exchange, you get a reliable return.
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Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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If you have $10,000 to invest in a CD right now, here’s how much you could earn.
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Take a look at the days when CDs were offering investors double-digit returns.
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It’s important to weigh your options after missing your CD’s maturity date.
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As the Fed is cutting interest rates, consider these certificates of deposit (CDs)
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Find out which CD term is best for your financial goals in a lower rate environment.
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Money market funds are available from several different brokers and fund managers.
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Here are some of the best savings accounts you can sign up for as a business owner.
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Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
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The best account to save your money will vary by your goal.
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These credit unions offer great rates and top-notch features — and many make it easy to join.
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CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
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Expect savings and money market account yields to slide lower, but they still should outpace inflation
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Looking for a place to park your savings? Here’s why a MMA might be appealing.
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Mobile banking apps aren’t just trendy, they can help you better manage your money.
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Knowing how to read your bank account statement can nip problems in the bud. Here’s our guide.
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Consumers without a bank account face hurdles when trying to cash a check.
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Learn about the benefits of having multiple bank accounts and what to look for.
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Finding the account of your dreams comes down to knowing what you want and the features you value most.
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Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.
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Online checking accounts stand out for different features. Here’s our top picks.
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Here’s what you need to know about interest checking accounts.