Skip to Main Content

Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

Middle aged woman on laptop

How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
Woman sitting outside of restaurant looking at cell phone

How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Two millenial friends using mobile phone.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

Greg McBride, CFA Arrow Right

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right

Senior Economic Analyst

Banking data studies

Money next to flashing sirens
If you’re struggling to pay off debt and build savings, you’re not alone.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

white-collar woman looks tired in the office
Despite strong economic indicators, many Americans are experiencing a “vibecession.”
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
A man does research on his laptop.
Add-on CDs can offer more flexibility than a traditional CD.
Man in coffee shop using laptop with a card in his hand.
The rule provides a framework for settling unauthorized debit-card transactions.
Person reading credit card statement
Here are easy actions you can take to avoid the fee of get it waived.
woman managing personal banking and finance at home
Working as a freelancer requires a new approach to saving money. Here’s how.
Couple looking at computer with their financial advisor
Local banks provide valuable in-person services that online-only banks can’t offer.
Travel Tourist Happy Woman Running Stairs
Learn how the ‘soft saving’ trend could affect your savings and retirement.
Pocketbook, calculator, and monopoly game money
This crafty form of budgeting helps you manage your cash without hoarding it.
College students on graduation day, celebrating
Check out Bankrate’s savings picks to help you start off on a long financial future.
A young girl visits a doctor.
Confused about finding an HSA? Use these tips to determine the best deal for you.
Woman studying a document and working on a laptop
Here’s how multiple savings accounts can help you reach your financial goals.
The most common sign of financial success is living comfortably, Americans say.
Passbook and statement savings rates
A comparison of interest rates in passbook savings accounts and statement savings accounts across the country.
Senior man using laptop computer at home
Split direct deposit is a simple way to painlessly boost your savings.
A man does research on his laptop.
Add-on CDs can offer more flexibility than a traditional CD.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
US dollar bills against blue background
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
A large pile of cash next to a padlock
A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.
Elderly woman on laptop
Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.
cash folded into a piggy bank shape
These seven banks and credit unions offer competitive rates on CDs for businesses.
Young couple managing finance and investment online
There’s still time to lock in a high-yielding CD as the Fed suggests cutting rates.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Best compound interest investments
The name of the game with compound interest is time — the more of it you have, the bigger the payoff.
Woman smiling at cash on a cloud
Lay away cash for an emergency or short-term goals with a money market mutual fund.
woman at ATM
Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.
Savings account and money market rate forecast
Expect savings and money market account yields to slide lower, but they still should outpace inflation
couple with bank worker
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
Man in coffee shop using laptop with a card in his hand.
The rule provides a framework for settling unauthorized debit-card transactions.
Person reading credit card statement
Here are easy actions you can take to avoid the fee of get it waived.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Woman standing in front of an ATM
Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
Hand touching buttons on a ATM keypad
Convenient access to your cash often comes at a price — and sometimes it’s a very high one.
Woman using an ATM
Not all checking accounts are created equal.
An older couple reviews a bill.
Tired of paying fees? Here are seven ideas to get around paying them.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.