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Banking

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.
Over 1 in 4 workers are more worried about job security since 2025 began.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Illustration of an old-fashioned physical bank branch and a mobile phone.
Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
remote check deposit
There’s a right way to handle old checks. The wrong way can cost you.
Easy mornings and working from home for this couple
Savings yields topping inflation could let you hold onto your purchasing power.
Woman looking at phone
If you’re unsure whether you have an account you didn’t agree to open, take action now.
Man handing cloths to cashier
Overdraft protection can be a helpful and convenient tool to avoid paying a steeper overdraft fee.
Person frowning at a laptop screen with illustration of money in background
Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.
A man buys groceries with cash.
Here’s why you should avoid being underbanked and how to ensure that you aren’t.
Young woman pays for purchases in online store using banking service
Bank account bonuses are a great way to bring in new customers. Here’s how.
Person frowning at a laptop screen with illustration of money in background
Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.
Personal banker instructs clients concerning online banking
A CD often earns a competitive, fixed rate. Here’s what to know before opening one.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
woman using laptop in the kitchen
These tips can help maximize your savings using certificates of deposit.
A person researches on a laptop.
Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.
A young man researches in the library.
CDs hold your funds for a set period. In exchange, you get a reliable return.
Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.
Couple meeting with financial advisor
Jumbo CDs pay a higher yield than other CDs. Here’s what to know before opening one.
People walking past an HSBC Bank
These four types of bank accounts can help you meet your financial goals.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
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Money market funds are available from several different brokers and fund managers.
A young female researches on her phone.
Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.
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The best account to save your money will vary by your goal.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
Woman smiling at cash on a cloud
Lay away cash for an emergency or short-term goals with a money market mutual fund.
Man in home office online banking
These tips can help you manage your money more wisely and make you a bit richer.
remote check deposit
There’s a right way to handle old checks. The wrong way can cost you.
Man handing cloths to cashier
Overdraft protection can be a helpful and convenient tool to avoid paying a steeper overdraft fee.
close-up of a hand holding a cell phone
The person-to-person payment tool can allow for easy transactions to friends, family and more.
Woman putting a check in an envelope that says cancel
Follow these steps to stop a check in its tracks.
Woman using a cellphone near an ATM
Some brokerages offer checking to their investing clients. Here’s how they compare to a bank.
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A bank may deny you a checking account. Here is what you can do next.
Person using credit card at laptop
Here’s what you need to know about interest checking accounts.
Cash in gloved hand
Depositing cash into someone’s account isn’t always possible, but there are options.