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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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Everything you need to know about opening an account.
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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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Keep fees in check when you shift money from one bank account to another.

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Money next to flashing sirens
If you’re struggling to pay off debt and build savings, you’re not alone.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Latest articles

People walk by a Western Union location in New York.
Wire transfer fees can be expensive, but here are ways to send money for less.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Piggy bank with cash overflowing
Walk away with stacks of cash just for opening a checking or savings account.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Banker and client shaking hands
Our list consists of FDIC-insured banks offering product suites ideal for startups.
woman looking tired at computer
Here’s how to financially prepare for the possibility of sudden unemployment.
President-elect Joe Biden addresses the nation about his plans to fight the coronavirus pandemic.
Biden’s $1.9 trillion relief bill proposal comes during the pandemic’s biggest inflection point yet.
Hosue Speaker Nancy Pelosi speaks during a press conference on Capitol Hill
The deal comes just days before key CARES Act programs are set to expire.
Portrait of young couple in front of home
The new year calls for a new look at your old savings account.
Men hands holding a US Government Treasury check
The deadline has recently been extended, but you’re still going to want to act fast.
It takes work and a positive mindset, but an emergency fund can be there for you when you need it most.
Speaker of the House Nancy Pelosi speaks from a lectern
The HEROES Act is back, but it could be a non-starter for some Republicans.
Woman voting in a face mask at the polls
In this election, many young voters remain unsure about at least one key issue.
A photo of a check from the Treasury Department
The plan includes direct aid to taxpayers: $1,200 to individuals and $500 per child and dependent adult.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Woman using laptop
Locking in a high yield now could be beneficial in the event rates begin to drop.
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A woman ponders
Find out what happens to CDs that are set to mature.
A young woman researches on her laptop.
With a possible recession looming, here’s what savers should know about CDs.
I’ve often referred to 2024 as the year of the certificate of deposit (CD). In tracking CD rates on a daily basis, I’ve seen how yields remain at an overall high, thanks to the Federal Reserve raising [...]
Happy young person on a laptop
These seven banks and credit unions offer competitive rates on CDs for businesses.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Best compound interest investments
The name of the game with compound interest is time — the more of it you have, the bigger the payoff.
Woman smiling at cash on a cloud
Lay away cash for an emergency or short-term goals with a money market mutual fund.
woman at ATM
Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.
Savings account and money market rate forecast
Expect savings and money market account yields to slide lower, but they still should outpace inflation
couple with bank worker
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A brick and mortar bank building on a sunny day
There’s more than one way to bank. Here are the reasons to consider banking locally.
Woman using laptop
There’s no need to pay for a checking account when many banks offer free checking.
woman sitting on her couch and looking at her phone and credit card
Knowing your limit before making a purchase can help you make smarter decisions.
Woman paying at the gas pump
Debit cards are inherently less secure than credit cards, especially at these spots.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Young Woman Depositing Check With Smartphone
The amount of time can vary from check to check.
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Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.
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