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How to open a certificate of deposit (CD)
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Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles

Keep fees in check when you shift money from one bank account to another.

Compound interest is a powerful force for people who want to build their savings.

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Interest is the price you pay to borrow money or the cost you charge to lend money.

High-yield savings rates fluctuate over time. Let’s explore what causes that.

There are several ways to deposit a check — some are simpler than others.

The amount of time for a check to clear can vary from check to check.

Here’s how to find the credit union that will best fit with your financial needs.

It’s easy to get caught up in the holiday spirit and overspend. Here are ways to avoid that trap.

More than 3 in 5 Americans are worried about their incomes over the next six months.

Experts say it’s time to prepare now for an expensive gift-buying season.

The coronavirus pandemic drained Americans’ savings accounts.

The first of six monthly Child Tax Credit (CTC) payments start July 15.

The savings account has always been a time-tested standby. Here’s why it still matters.

Before making this your own version of the roaring ’20s, here’s what you may want to consider.

Those taxpayers could potentially see thousands of extra dollars when they file for the Recovery Rebate Credit.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

Planning for retirement? Here’s what you need to know about IRA CDs.

Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

Add-on CDs can offer more flexibility than a traditional CD.

CDs come in many varieties, making it easy to find one that meets your needs.

If you have $25,000 to invest in a CD right now, here’s how much you could earn.

When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]

Our top 5 picks scored highly for access, range of products and digital options.

Earn more on your business cash with high-yield accounts offering competitive APYs.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Business money market accounts offer higher yields while maintaining access to funds.

Money market funds are available from several different brokers and fund managers.

Find the right business savings account to help your company’s money grow.

Learn why you need to check your APY.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

There are several ways to deposit a check — some are simpler than others.

The amount of time for a check to clear can vary from check to check.

Here are easy actions you can take to avoid the fee of get it waived.

Stop wasting time writing checks. Learn the faster, safer way to pay.

Here’s what you need to know about this high-yield checking promo.

Get your tax refund faster and more securely by setting up direct deposit. Learn how to avoid common mistakes.

If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.

Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.