Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics
How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.
How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks
Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Banking data studies
If you’re struggling to pay off debt and build savings, you’re not alone.
I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
A new Bankrate study reveals where infant care is the most and least affordable in the U.S.
A new Bankrate study reveals where infant care is the most and least affordable in the U.S.
Here’s why banking at an FDIC-insured bank is vital for the safety of your money.
Learn what a relationship rate is and how it can impact your money.
Looking for a high-yielding APY on a CD? Consider CD offered at these big banks.
Bankrate’s list of all the failed banks in every U.S. state from 2009 to 2024.
An extra paycheck in the month can be a game-changer for your finances. Here’s how.
Make 2023 the year you get serious about saving for your goals with these 10 tips.
Here’s how you can start paying off that holiday debt and building up your savings.
You could save big by setting up a budget template for your upcoming trip.
Inflation and the economy are hot topics as the midterm elections draw near.
These are the key differences between an FSA and an HSA, and how to choose the right one for you.
Finding the right savings account consists of comparing rates, fees and more.
You can take better control of your finances by boosting your savings today.
Your closet could be a treasure trove for making extra cash.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Looking for a high-yielding APY on a CD? Consider CD offered at these big banks.
These seven banks and credit unions offer competitive rates on CDs for businesses.
These certificates of deposit (CDs) have no minimum deposit.
CDs and fixed annuities can be great retirement options. Here are the differences.
Step-up CDs can help you potentially earn a higher rate of return later on.
Find out which CD term is best for your financial goals in a lower rate environment.
If you have $2,500 to invest in a CD right now, here’s how much you could earn.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
Short answer? Yes. Here’s what you need to know.
Money market funds are available from several different brokers and fund managers.
These accounts sound similar, but there are some key differences to know.
CD terms can range from three months to five years. Learn which one is right for you.
Here’s everything you need to know about no-penalty CDs.
How Reg. D impacts your savings account and why it pays to check with your bank.
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Online checking accounts stand out for different features. Here’s our top picks.
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Here are simple steps to take to avoid paying checking account fees.
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.
Online bill pay can add convenience and security to managing your routine bills.
Depositing cash into someone’s account isn’t always possible, but there are options.
The rule provides a framework for settling unauthorized debit-card transactions.