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How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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High-yield savings rates today: April 14, 2025 | A safe haven amid market turmoil
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Banking data studies

Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles

Here’s how to optimize your saving strategy in a tough economy.

In case of a potential emergency, it pays to be financially prepared.

Half of those same households report having taken on more debt.

Here’s what the online bank is offering to help customers boost their savings and meet financial goals.

These common mistakes are costing us a huge chunk of change.

Nearly 3 in 10 adults would be at a loss if they suddenly needed to cover a costly expense.

Many Americans are adding nothing to their savings. These are the biggest reasons.

A new Bankrate survey also finds 1 in 4 Americans is open to buying a home in 2017.