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Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
If you’re struggling to pay off debt and build savings, you’re not alone.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Illustration of worker juggling dollar bills over a background of a line signifying rising inflation
That’s even as the latest data shows that wages are rising faster than prices.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
loan manager with paperwork talking with client in bank branch
The most impressive banks make it easy to interact both on old and new channels.
An attractive African American female creates content with a video camera in a bright office.
Learn how deinfluencers help you save money by promoting mindful spending habits.
A father multi-tasks with his young son.
Savers, here are strategies to invest in CDs.
exterior of Bank of America branch building
Knowing bank holiday schedules can help you avoid delays on necessary transactions.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Young person writing on a notepad
Whether you hope to buy a home or just rent for a while, a solid savings plan is the key to finally moving out of your parents’ house.
Someone watering a plant that grows cash
Here’s how much $100,000 in a high-yield savings account can earn you.
Pair of friends shoe shopping
Impulse buying can drain your savings. Here are five tips for avoiding it to protect your money.
Man watering plants
Interest is the price you pay to borrow money or the cost you charge to lend money.
A student withdraws cash at an ATM.
There are ways to access your money and ultimately spend it. Here’s how.
young woman smiling on city sidewalk
Creating a timeline is a useful way to plan and meet all your financial goals.
Someone holding a jar full of coins. The jar says savings on it.
ADHD can affect your ability to manage money — here are tips that work for me.
woman looking tired at computer
Here’s how to financially prepare for the possibility of sudden unemployment.
A father multi-tasks with his young son.
Savers, here are strategies to invest in CDs.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
couple in the kitchen with bills
Here’s everything you need to know about brokered CDs.
CDs and money
These seven banks and credit unions offer competitive rates on CDs for businesses.
Clocks are displayed across an image of a dollar bill.
Take a look at the days when CDs were offering investors double-digit returns.
Young couple managing finance and investment online
There’s still time to lock in a high-yielding CD as the Fed cuts rates.
Cropped shot of a businessman using his computer in his home office
Find out which CD term is best for your financial goals in a lower rate environment.
Man working on laptop and cellphone simultaneously
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
A young woman works from her laptop.
Balancing your checking account may sound dated, but it still makes sense.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Here are simple steps to take to avoid paying checking account fees.
Capital One Bank signage in New York City
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Two female fashion designers working together at their studio
Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.
Young couple paying bills online
Online bill pay can add convenience and security to managing your routine bills.