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Banking

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Explore banking basics

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Everything you need to know about opening an account.
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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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Keep fees in check when you shift money from one bank account to another.

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Banking data studies

Money next to flashing sirens
If you’re struggling to pay off debt and build savings, you’re not alone.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Latest articles

People walk by a Western Union location in New York.
Wire transfer fees can be expensive, but here are ways to send money for less.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Piggy bank with cash overflowing
Walk away with stacks of cash just for opening a checking or savings account.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Banker and client shaking hands
Our list consists of FDIC-insured banks offering product suites ideal for startups.
woman looking tired at computer
Here’s how to financially prepare for the possibility of sudden unemployment.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
woman looking tired at computer
Here’s how to financially prepare for the possibility of sudden unemployment.
coins in jar at the beach during sunset
We list three accounts to park your savings this summer as you wait to buy a house.
Man calculating finances
Here’s how to determine the amount to put in savings — and what to do with the rest.
Person on laptop computer
The APY percentage shows how much an account earns per year. Here’s what you need to know.
woman walking and looking at a phone
Subscriptions are easy to lose track of, but these apps can help restore order.
measuring the waistline of cash bills, comical
A spending diet can help you pursue your financial goals and save cash. Here’s how.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Woman using laptop
Locking in a high yield now could be beneficial in the event rates begin to drop.
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A woman ponders
Find out what happens to CDs that are set to mature.
A young woman researches on her laptop.
With a possible recession looming, here’s what savers should know about CDs.
I’ve often referred to 2024 as the year of the certificate of deposit (CD). In tracking CD rates on a daily basis, I’ve seen how yields remain at an overall high, thanks to the Federal Reserve raising [...]
Happy young person on a laptop
These seven banks and credit unions offer competitive rates on CDs for businesses.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
Woman using smart phone on wall
The best account to save your money will vary by your goal.
People walking past an HSBC Bank
These four types of bank accounts can help you meet your financial goals.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Man in home office online banking
These tips can help you manage your money more wisely and make you a bit richer.
nonprofit workers sorting donations
These banks are good choices for nonprofits. Here’s how to find one that serves your organization well
A man researches on a tablet.
CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
A brick and mortar bank building on a sunny day
There’s more than one way to bank. Here are the reasons to consider banking locally.
Woman using laptop
There’s no need to pay for a checking account when many banks offer free checking.
woman sitting on her couch and looking at her phone and credit card
Knowing your limit before making a purchase can help you make smarter decisions.
Woman paying at the gas pump
Debit cards are inherently less secure than credit cards, especially at these spots.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Young Woman Depositing Check With Smartphone
The amount of time can vary from check to check.
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Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.
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