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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Banking data studies

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If you’re struggling to pay off debt and build savings, you’re not alone.
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A mid-year checkup is the most effective way to ensure my finances are on track.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

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Online checking accounts stand out for different features. Here’s our top picks.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
young man falling out of the sky along with various household items and cash
You might not feel better about inflation because prices are still up post-pandemic.
Woman reaching in to the air for cash
Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
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These seven banks and credit unions offer competitive rates on CDs for businesses.
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Here’s how to save money and get the most bang for your buck.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Golden piggy bank and golden coins
Here’s how to save money and get the most bang for your buck.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Person Putting Coin In Piggy Bank At Table
Savers can still earn yields on deposit accounts that are outpacing inflation, even as some yields have decreased recently as banks anticipate a likely Federal Reserve rate cut in September. One such option [...]
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
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Working as a freelancer requires a new approach to saving money. Here’s how.
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No matter your age, these tips can help you improve your financial situation.
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Whether you hope to buy a home or just rent for a while, a solid savings plan is the key to finally moving out of your parents’ house.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
cash folded into a piggy bank shape
These seven banks and credit unions offer competitive rates on CDs for businesses.
Image of bonds and cash
Consider these important factors before investing in bonds and CDs.
Karen Bennett working on a laptop
Now is still a good time to consider CDs for your portfolio. Here are five reasons.
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Add-on CDs can offer more flexibility than a traditional CD.
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If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
A large pile of cash next to a padlock
A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.
Elderly woman on laptop
Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Young couple paying bills online
Online bill pay can add convenience and security to managing your routine bills.
Cash in gloved hand
Depositing cash into someone’s account isn’t always possible, but there are options.
Man in coffee shop using laptop with a card in his hand.
The rule provides a framework for settling unauthorized debit-card transactions.
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Here are easy actions you can take to avoid the fee of get it waived.
Woman standing in front of an ATM
Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
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Convenient access to your cash often comes at a price — and sometimes it’s a very high one.
Woman using an ATM
Not all checking accounts are created equal.