Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

High-yield Savings Rates

Money Market Rates

Explore banking basics

Middle aged woman on laptop

Everything you need to know about opening an account.

Woman sitting outside of restaurant looking at cell phone

Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

Two millenial friends using mobile phone.

Keep fees in check when you shift money from one bank account to another.

Find more resources

CDs Savings accounts MMAs Checking accounts Federal reserve

Editor's picks

Illustration of worker juggling dollar bills over a background of a line signifying rising inflation

Survey: More than 3 in 5 workers got a pay increase this year — but some still say their wages trailed inflation

7 min read Read more

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

Greg McBride, CFA

Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst

Banking data studies

Money next to flashing sirens

If you’re struggling to pay off debt and build savings, you’re not alone.

Piggy bank with doctors equipment. Cute and comical

A mid-year checkup is the most effective way to ensure my finances are on track.

And elderly couple discussing HYSA options

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

Illustration of worker juggling dollar bills over a background of a line signifying rising inflation

That’s even as the latest data shows that wages are rising faster than prices.

Young Woman Checking Her Finances At Home

Finding the account number on a check is easy — if you know where to look.

loan manager with paperwork talking with client in bank branch

The most impressive banks make it easy to interact both on old and new channels.

An attractive African American female creates content with a video camera in a bright office.

Learn how deinfluencers help you save money by promoting mindful spending habits.

A father multi-tasks with his young son.

Savers, here are strategies to invest in CDs.

exterior of Bank of America branch building

Knowing bank holiday schedules can help you avoid delays on necessary transactions.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Woman watering plants.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

An attractive African American female creates content with a video camera in a bright office.

Learn how deinfluencers help you save money by promoting mindful spending habits.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology

Here’s how to determine what a good interest rate is on your deposit accounts.

Older gentleman using a laptop

Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

female soldier and her husband use a banking app to check the state of their finances

Bank account budgeting tools make it easy to track your personal finances.

Side view of father cooking food while daughter having apple in kitchen

These simple moves can help build a cash cushion.

A father multi-tasks with his young son.

Savers, here are strategies to invest in CDs.

Woman watering plants.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

couple in the kitchen with bills

Here’s everything you need to know about brokered CDs.

CDs and money

These seven banks and credit unions offer competitive rates on CDs for businesses.

Clocks are displayed across an image of a dollar bill.

Take a look at the days when CDs were offering investors double-digit returns.

Young couple managing finance and investment online

There’s still time to lock in a high-yielding CD as the Fed cuts rates.

Cropped shot of a businessman using his computer in his home office

Find out which CD term is best for your financial goals in a lower rate environment.

Man working on laptop and cellphone simultaneously

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Man in home office online banking

These tips can help you manage your money more wisely and make you a bit richer.

nonprofit workers sorting donations

These banks are good choices for nonprofits. Here’s how to find one that serves your organization well

A man researches on a tablet.

CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.

Woman in office

Learn how to set your investment goals and discover which types of investments may make sense for each one.

Woman reading folder at desk in living room

Here’s how to respond to lower rates if you’re in the market for a CD or savings account.

Envelopes

One Bankrate experts suggest deposit yields may be close to bottoming out.

A front view of the Federal Reserve Bank

Consumers get more access to their savings at a time when they may urgently need it.

Young Woman Checking Her Finances At Home

Finding the account number on a check is easy — if you know where to look.

A young woman works from her laptop.

Balancing your checking account may sound dated, but it still makes sense.

Women using tablet

Online checking accounts stand out for different features. Here’s our top picks.

close up of hands signing a check

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.

Here are simple steps to take to avoid paying checking account fees.

Capital One Bank signage in New York City

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Two female fashion designers working together at their studio

Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.

Young couple paying bills online

Online bill pay can add convenience and security to managing your routine bills.