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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Chief Financial Analyst

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
If you’re struggling to pay off debt and build savings, you’re not alone.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Kids playing with blocks at a school.
A new Bankrate study reveals where infant care is the most and least affordable in the U.S.
Kids playing with blocks at a school.
A new Bankrate study reveals where infant care is the most and least affordable in the U.S.
Broken whiter ceramic piggy bank in pieces on red surface
Here’s why banking at an FDIC-insured bank is vital for the safety of your money.
Couple counting money
Learn what a relationship rate is and how it can impact your money.
Bank sign on glass wall of business center
Looking for a high-yielding APY on a CD? Consider CD offered at these big banks.
FDIC
Bankrate’s list of all the failed banks in every U.S. state from 2009 to 2024.
A hand making an "OK" sign, a bank vault, and a check
An extra paycheck in the month can be a game-changer for your finances. Here’s how.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
A piggybank floating on a liferaft
Sixty percent of households feel behind on their emergency savings in 2023.
Halloween bucket filled with money
Despite inflation and expenses, there are ways to increase your emergency savings.
piggybank
Here are some of the best savings accounts you can sign up for as a business owner.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
man taking money out of a wallet
If you’re struggling to save money right now, you’re not alone. Here’s how a few easy changes can help.
A man uses the Qapital app to save money.
Build up your savings by automatically setting aside small amounts of money.
A couple budgets together.
Not having success with your savings? A budget can make things a little easier.
Bank sign on glass wall of business center
Looking for a high-yielding APY on a CD? Consider CD offered at these big banks.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
CDs and money
These seven banks and credit unions offer competitive rates on CDs for businesses.
A focused mature male freelancer sitting at the wooden table at home and reading online projects on a laptop.
These certificates of deposit (CDs) have no minimum deposit.
Holding up a golden piggy bank, balancing on one finger
CDs and fixed annuities can be great retirement options. Here are the differences.
A long spiral staircase.
Step-up CDs can help you potentially earn a higher rate of return later on.
Cropped shot of a businessman using his computer in his home office
Find out which CD term is best for your financial goals in a lower rate environment.
Illustration of calculator and stacks of cash
If you have $2,500 to invest in a CD right now, here’s how much you could earn.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
close up of hands writing a check
Consumers without a bank account face hurdles when trying to cash a check.
A woman uses mobile banking while eating.
From no fees to online bill pay, here are the must-have checking account features.
young woman working on finances on her laptop at home
Balancing a checkbook may be passé, but managing your money well still matters.
businesswoman using mobile phone leaning on railing
A second-chance account can help to restore your standing in the eyes of your bank.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
Person using phone to do mobile check deposit
Here are some key factors to consider when searching for the best checking account.
Spend money, pay bills, write checks or make fund transfers with a checking account.
Writing on check
You can spend less on reorders and still have the security features you need.