Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

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Everything you need to know about opening an account.

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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

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Keep fees in check when you shift money from one bank account to another.

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Apple Cash: How to use it to send and receive money

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If you’re struggling to pay off debt and build savings, you’re not alone.

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A mid-year checkup is the most effective way to ensure my finances are on track.

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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

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Here’s a convenient way for Apple device users to transfer money between friends and family.

Thanksgiving shopping

With some planning and preparation, this is how I reduced my Thanksgiving grocery bill.

Bankrate writer Karen Bennett and editor Marc Wojno pose in a selfie at the Money 20/20 conference in Las Vegas.

Banks are working to keep customers safe through AI apps and human interaction.

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Slow shopping has been growing in popularity despite potential drawbacks.

Older gentleman using a laptop

Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Woman watering plants.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

A young woman works from her laptop.

Balancing your checking account may sound dated, but it still makes sense.

Older gentleman using a laptop

Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

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Bank account budgeting tools make it easy to track your personal finances.

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These simple moves can help build a cash cushion.

Easy mornings and working from home for this couple

Savings yields topping inflation could let you hold onto your purchasing power.

A woman does her budgeting.

The amount of money you should save each month will vary based on your goals. Here’s what to know.

A young girl visits a doctor.

Confused about finding an HSA? Use these tips to determine the best deal for you.

Woman watering plants.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

couple in the kitchen with bills

Here’s everything you need to know about brokered CDs.

CDs and money

These seven banks and credit unions offer competitive rates on CDs for businesses.

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Take a look at the days when CDs were offering investors double-digit returns.

Young couple managing finance and investment online

There’s still time to lock in a high-yielding CD as the Fed cuts rates.

Cropped shot of a businessman using his computer in his home office

Find out which CD term is best for your financial goals in a lower rate environment.

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If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Percent symbol with people holding money that is many dollar bills. Concepts of the banking system, rising interest rates, inflation, deflation, and savings.

How to proceed when your CD matures during falling rates.

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Money market funds are available from several different brokers and fund managers.

A man researches online.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

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These accounts sound similar, but there are some key differences to know.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

A young female researches on her phone.

Here’s everything you need to know about no-penalty CDs.

Woman online banking with a tablet

How Reg. D impacts your savings account and why it pays to check with your bank.

A guide to mutual funds

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

A middle aged adult woman happily balancing her checkbook

Here’s what separates a share draft account from a checking account.

Mother and daughter smiling at smartphone

Let’s explore why you might want a checking account you can’t write checks from.

Business owner talking on phone.

Here’s what you need to know if you’re considering a switch to business checking.

Customer writing cheque at bank counter

Learn about common checking terms, from bounced checks to outstanding checks.

Apples and oranges

Opening a checking account is easy. Finding the right one is the hard part.

Knowing how to read your bank account statement can nip problems in the bud. Here’s our guide.

mother and teenage son talking and looking at computer

We have a few suggestions on how to help your teenager learn personal finance and what you can teach them.

Pedestrians walking by TD Bank

Learn about the benefits of having multiple bank accounts and what to look for.