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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Two millenial friends using mobile phone.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Woman using a calculator
How many bank accounts are too many? Use the rule of two hours to find out.
Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.
A young woman is in the living room, she is using a laptop and credit card
Stop wasting time writing checks. Learn the faster, safer way to pay.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Person using laptop computer at home
Split direct deposit is a simple way to painlessly boost your savings.
Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Person using laptop computer at home
Split direct deposit is a simple way to painlessly boost your savings.
Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
A student withdraws cash at an ATM.
There are ways to access your money and ultimately spend it. Here’s how.
Older couple on a couch, smiling, looking at a laptop
Verizon and Openbank announced a partnership on Tuesday that gives Verizon customers a way to save money on their bill if they have an Openbank High Yield Savings account. Verizon customers can save money [...]
illustration of hammer with box with red health cross sign on it and a stack of cash
Emergency savings depleted? Here’s how to start replenishing it.
Tortoise turns 100 years old.
The 100-year CD targets investors with philanthropic or generational-wealth goals.
Shot of a young businesswoman using a digital tablet outside of an office
Learn how you can lose money on a CD.
woman working on a laptop
CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.
A woman does research online.
These CD specials help you earn more money on interest without taking on risk.
Woman doing financial paperwork
Better to let a CD automatically renew or cash it in? Here’s a guide for those looking to renew.
man working on tax forms with calculator
Looking to score more tax deductions? IRA CDs might be for you.
Coworkers discussing project and having work meeting
Here are differences between CDs and share certificates, and which one to choose.
CD rates forecast for 2024
You can find a CD account that significantly out-earns the national average if you shop around among banks.
happy couple signing papers
Earn more on your business cash with high-yield accounts offering competitive APYs.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Business women discussing project at table in modern office
Business money market accounts offer higher yields while maintaining access to funds.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
man and woman working together at a computer in an office
Find the right business savings account to help your company’s money grow.
Person working at table with computer, drinking coffee and looking at smartphone
Learn why you need to check your APY.
couple with bank worker
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
Person looking at smartphone
The best account to save your money will vary by your goal.
A young woman is in the living room, she is using a laptop and credit card
Stop wasting time writing checks. Learn the faster, safer way to pay.
Planning, finance and couple with paper and laptop for budget
Here’s what you need to know about this high-yield checking promo.
The IRS has more than $1 billion in unclaimed tax refunds for 2021
Get your tax refund faster and more securely by setting up direct deposit. Learn how to avoid common mistakes.
person standing next to bike and looking at phone
If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
woman doing headstand
Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.
Spend money, pay bills, write checks or make fund transfers with a checking account.
Electronic checks (eChecks) offer a digital alternative to traditional paper checks, allowing you to make payments directly from your checking account online. Learn how eChecks work, when to use them, [...]
man signing a check
That string of numbers at the bottom of your check is really important. Find out why.