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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

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Chief Financial Analyst

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

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If you’re struggling to pay off debt and build savings, you’re not alone.
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A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

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A new Bankrate study reveals where infant care is the most and least affordable in the U.S.
Kids playing with blocks at a school.
A new Bankrate study reveals where infant care is the most and least affordable in the U.S.
Broken whiter ceramic piggy bank in pieces on red surface
Here’s why banking at an FDIC-insured bank is vital for the safety of your money.
Couple counting money
Learn what a relationship rate is and how it can impact your money.
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Looking for a high-yielding APY on a CD? Consider CD offered at these big banks.
FDIC
Bankrate’s list of all the failed banks in every U.S. state from 2009 to 2024.
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An extra paycheck in the month can be a game-changer for your finances. Here’s how.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
A piggybank floating on a liferaft
Sixty percent of households feel behind on their emergency savings in 2023.
Halloween bucket filled with money
Despite inflation and expenses, there are ways to increase your emergency savings.
piggybank
Here are some of the best savings accounts you can sign up for as a business owner.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
man taking money out of a wallet
If you’re struggling to save money right now, you’re not alone. Here’s how a few easy changes can help.
A man uses the Qapital app to save money.
Build up your savings by automatically setting aside small amounts of money.
A couple budgets together.
Not having success with your savings? A budget can make things a little easier.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Woman using laptop
Locking in a high yield now could be beneficial in the event rates begin to drop.
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A woman ponders
Find out what happens to CDs that are set to mature.
A young woman researches on her laptop.
With a possible recession looming, here’s what savers should know about CDs.
I’ve often referred to 2024 as the year of the certificate of deposit (CD). In tracking CD rates on a daily basis, I’ve seen how yields remain at an overall high, thanks to the Federal Reserve raising [...]
woman using laptop in the kitchen
These tips can help maximize your savings using certificates of deposit.
Couple talking to a financial advisor about an investment
Consumers move to interest-bearing accounts; banks increase funds for brokered CDs.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Here are simple steps to take to avoid paying checking account fees.
Capital One Bank signage in New York City
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Two female fashion designers working together at their studio
Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.
Young couple paying bills online
Online bill pay can add convenience and security to managing your routine bills.
Cash in gloved hand
Depositing cash into someone’s account isn’t always possible, but there are options.
Man in coffee shop using laptop with a card in his hand.
The rule provides a framework for settling unauthorized debit-card transactions.