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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Two millenial friends using mobile phone.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Chief Financial Analyst

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
If you’re struggling to pay off debt and build savings, you’re not alone.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

A modern PNC branch, consultation rooms included.
Digital banking is on the rise, but in-person banking at a branch is far from over.
Federal Reserve Chairman Jerome Powell speaks to journalists at a news conference following the Fed's June 19 interest rate decision.
The Fed’s move is a win for borrowers and a wake up call for savers.
Bank complaints
Save time and money by learning from other people’s mistakes.
Federal Reserve Eccles Building
Here’s everything you need to know about this unique type of easing from the Fed.
Traders work after the opening bell at the New York Stock Exchange
The U.S. economy looks far different now than it did when the expansion first began in June 2009.
Tourists visit the Fontana di Trevi
Money matters abroad can be easier and less costly with a little planning.
Shoppers checking out at Costco
Nearly 3 in 10 adults would be at a loss if they suddenly needed to cover a costly expense.
Federal Reserve Chair Jerome Powell at a press conference
Here’s what the Fed said on interest rates and the economy.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
A piggybank floating on a liferaft
Sixty percent of households feel behind on their emergency savings in 2023.
Halloween bucket filled with money
Despite inflation and expenses, there are ways to increase your emergency savings.
piggybank
Here are some of the best savings accounts you can sign up for as a business owner.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
man taking money out of a wallet
If you’re struggling to save money right now, you’re not alone. Here’s how a few easy changes can help.
A man uses the Qapital app to save money.
Build up your savings by automatically setting aside small amounts of money.
A couple budgets together.
Not having success with your savings? A budget can make things a little easier.
Bank sign on glass wall of business center
Looking for a high-yielding APY on a CD? Consider CD offered at these big banks.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
CDs and money
These seven banks and credit unions offer competitive rates on CDs for businesses.
A focused mature male freelancer sitting at the wooden table at home and reading online projects on a laptop.
These certificates of deposit (CDs) have no minimum deposit.
Holding up a golden piggy bank, balancing on one finger
CDs and fixed annuities can be great retirement options. Here are the differences.
A long spiral staircase.
Step-up CDs can help you potentially earn a higher rate of return later on.
Cropped shot of a businessman using his computer in his home office
Find out which CD term is best for your financial goals in a lower rate environment.
Illustration of calculator and stacks of cash
If you have $2,500 to invest in a CD right now, here’s how much you could earn.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Here are simple steps to take to avoid paying checking account fees.
Capital One Bank signage in New York City
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Two female fashion designers working together at their studio
Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.
Young couple paying bills online
Online bill pay can add convenience and security to managing your routine bills.
Cash in gloved hand
Depositing cash into someone’s account isn’t always possible, but there are options.
Man in coffee shop using laptop with a card in his hand.
The rule provides a framework for settling unauthorized debit-card transactions.