Banking

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Everything you need to know about opening an account.

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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

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Keep fees in check when you shift money from one bank account to another.

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How to save money fast: 25 ways

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If you’re struggling to pay off debt and build savings, you’re not alone.

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A mid-year checkup is the most effective way to ensure my finances are on track.

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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

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Either candidate will have to wrestle with a potentially slow rebound while in the Oval Office.

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The HEROES Act is back, but it could be a non-starter for some Republicans.

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Here’s what you should do to keep your personal finances as healthy as possible.

A woman walks by a store going out of business in New York City.

States’ unemployment benefits are one of the few coronavirus relief lines left.

Democratic presidential candidates

Here’s what might happen if everyone received a guaranteed minimum income from the government.

The rotunda on Capitol Hill

The financial practice of spending less than you make doesn’t apply to the federal government.

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Determining what financial institutions do not meet your needs can help lead you to the right one.

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In this election, many young voters remain unsure about at least one key issue.

Side view of father cooking food while daughter having apple in kitchen

These simple moves can help build a cash cushion.

Pink piggy bank stuffed with dollar bills

Even as interest rates drop, some top-yielding savings accounts remain competitive.

Calendar of 2023

Use this challenge to stash more cash toward your savings goals.

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Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Senior couple sitting at the kitchen table looking at digital tablet and recalculating their expenses.

Consider a savings account with an APY above the inflation rate.

Easy mornings and working from home for this couple

Savings yields topping inflation could let you hold onto your purchasing power.

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Here are some places to look for a source of funds.

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Take a look at the days when CDs were offering investors double-digit returns.

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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

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Know the two major benefits of opening a CD now, even as interest rates decline.

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There’s still time to lock in a high-yielding CD as the Fed cuts rates.

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If you’ve been thinking of getting a longer-term CD, you may want to make a move.

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Find out which CD term is best for your financial goals in a lower rate environment.

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Here’s how to proceed when your CD matures during falling rates.

Couple looking at laptop while sitting on sofa at home

As the Fed is cutting interest rates, consider these certificates of deposit (CDs)

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Money market funds are available from several different brokers and fund managers.

A man researches online.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

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These accounts sound similar, but there are some key differences to know.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

A young female researches on her phone.

Here’s everything you need to know about no-penalty CDs.

Woman online banking with a tablet

How Reg. D impacts your savings account and why it pays to check with your bank.

A guide to mutual funds

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Women using tablet

Online checking accounts stand out for different features. Here’s our top picks.

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We list seven ways to endorse a check and how to process it correctly and securely.

Young Woman Checking Her Finances At Home

Finding the account number on a check is easy — if you know where to look.

A young woman works from her laptop.

Balancing your checking account may sound dated, but it still makes sense.

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Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.

Here are simple steps to take to avoid paying checking account fees.

Capital One Bank signage in New York City

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Two female fashion designers working together at their studio

Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.