Banking

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Everything you need to know about opening an account.

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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

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Keep fees in check when you shift money from one bank account to another.

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Banking data studies

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If you’re struggling to pay off debt and build savings, you’re not alone.

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A mid-year checkup is the most effective way to ensure my finances are on track.

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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

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Learn what a relationship rate is and how it can impact your money.

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Looking for a high-yielding APY on a CD? Consider CD offered at these big banks.

FDIC

Bankrate’s list of all the failed banks in every U.S. state from 2009 to 2024.

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An extra paycheck in the month can be a game-changer for your finances. Here’s how.

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Sixty percent of households feel behind on their emergency savings in 2023.

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Despite inflation and expenses, there are ways to increase your emergency savings.

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These certificates of deposit (CDs) have no minimum deposit.

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Get the latest rates on top-yielding money market accounts.

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Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Bank account budgeting tools make it easy to track your personal finances.

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These simple moves can help build a cash cushion.

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Savings yields topping inflation could let you hold onto your purchasing power.

A woman does her budgeting.

The amount of money you should save each month will vary based on your goals. Here’s what to know.

A young girl visits a doctor.

Confused about finding an HSA? Use these tips to determine the best deal for you.

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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

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Here’s everything you need to know about brokered CDs.

CDs and money

These seven banks and credit unions offer competitive rates on CDs for businesses.

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Take a look at the days when CDs were offering investors double-digit returns.

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There’s still time to lock in a high-yielding CD as the Fed cuts rates.

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Find out which CD term is best for your financial goals in a lower rate environment.

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If you’ve been thinking of getting a longer-term CD, you may want to make a move.

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How to proceed when your CD matures during falling rates.

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Money market funds are available from several different brokers and fund managers.

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Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

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These accounts sound similar, but there are some key differences to know.

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CD terms can range from three months to five years. Learn which one is right for you.

A young female researches on her phone.

Here’s everything you need to know about no-penalty CDs.

Woman online banking with a tablet

How Reg. D impacts your savings account and why it pays to check with your bank.

A guide to mutual funds

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

A young woman works from her laptop.

Balancing your checking account may sound dated, but it still makes sense.

Women using tablet

Online checking accounts stand out for different features. Here’s our top picks.

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Checks aren’t as ubiquitous as they once were, but you may still have to write one.

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Here are simple steps to take to avoid paying checking account fees.

Capital One Bank signage in New York City

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

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Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.

Young couple paying bills online

Online bill pay can add convenience and security to managing your routine bills.

Cash in gloved hand

Depositing cash into someone’s account isn’t always possible, but there are options.