Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

High-yield Savings Rates

Money Market Rates

Explore banking basics

Middle aged woman on laptop

Everything you need to know about opening an account.

Woman sitting outside of restaurant looking at cell phone

Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

Two millenial friends using mobile phone.

Keep fees in check when you shift money from one bank account to another.

Find more resources

CDs Savings accounts MMAs Checking accounts Federal reserve

Editor's picks

Calendar of 2023

Take the 52-week money challenge: What it is and how to do it

4 min read Read more

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

Greg McBride, CFA

Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst

Banking data studies

Money next to flashing sirens

If you’re struggling to pay off debt and build savings, you’re not alone.

Piggy bank with doctors equipment. Cute and comical

A mid-year checkup is the most effective way to ensure my finances are on track.

And elderly couple discussing HYSA options

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

Federal Reserve Eccles Building

Here’s everything you need to know about this unique type of easing from the Fed.

Traders work after the opening bell at the New York Stock Exchange

The U.S. economy looks far different now than it did when the expansion first began in June 2009.

Tourists visit the Fontana di Trevi

Money matters abroad can be easier and less costly with a little planning.

Shoppers checking out at Costco

Nearly 3 in 10 adults would be at a loss if they suddenly needed to cover a costly expense.

Federal Reserve Chair Jerome Powell at a press conference

Here’s what the Fed said on interest rates and the economy.

Mark Cuban's company Dave

Fintech firm Dave created a product that reinvents overdraft fees and helps customers build their credit.

Discover card

That includes their checking, savings, money market and CD accounts. Here are the details.

Federal Reserve seal

Is it still too soon for the Fed to cut rates?

Calendar of 2023

Use this challenge to stash more cash toward your savings goals.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Senior couple sitting at the kitchen table looking at digital tablet and recalculating their expenses.

Consider a savings account with an APY above the inflation rate.

Easy mornings and working from home for this couple

Savings yields topping inflation could let you hold onto your purchasing power.

Garage sale in grass on street curb with autumn trees background

Here are some places to look for a source of funds.

Woman writing in a planner

Make 2024 the year you take your savings to the next level.

A woman shopping during the holiday season.

These holiday savings accounts are still available at many small banks and credit unions. But are they the best way to save?

Clocks are displayed across an image of a dollar bill.

Take a look at the days when CDs were offering investors double-digit returns.

Woman watering plants.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology

Know the two major benefits of opening a CD now, even as interest rates decline.

Young couple managing finance and investment online

There’s still time to lock in a high-yielding CD as the Fed cuts rates.

Man working on laptop and cellphone simultaneously

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Cropped shot of a businessman using his computer in his home office

Find out which CD term is best for your financial goals in a lower rate environment.

Percent symbol with people holding money that is many dollar bills. Concepts of the banking system, rising interest rates, inflation, deflation, and savings.

Here’s how to proceed when your CD matures during falling rates.

Couple looking at laptop while sitting on sofa at home

As the Fed is cutting interest rates, consider these certificates of deposit (CDs)

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

A man researches online.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

Woman using mobile phone at the bar

These accounts sound similar, but there are some key differences to know.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

A young female researches on her phone.

Here’s everything you need to know about no-penalty CDs.

Woman online banking with a tablet

How Reg. D impacts your savings account and why it pays to check with your bank.

A guide to mutual funds

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Young Woman Checking Her Finances At Home

Finding the account number on a check is easy — if you know where to look.

A young woman works from her laptop.

Balancing your checking account may sound dated, but it still makes sense.

Women using tablet

Online checking accounts stand out for different features. Here’s our top picks.

close up of hands signing a check

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.

Here are simple steps to take to avoid paying checking account fees.

Capital One Bank signage in New York City

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Two female fashion designers working together at their studio

Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.

Young couple paying bills online

Online bill pay can add convenience and security to managing your routine bills.