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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Illustration of two hands holding phones, sending physical gold coins to one another.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

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Greg McBride

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Chief Financial Analyst

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

Young woman using an ATM
Here’s how to find the nearest ATM in MoneyPass’s fee-free ATM network.
a chase bank in washington dc
Looking for a nearby Chase Bank location or ATM? Here’s how to find the closest ones.
Bank of America location
Looking for a nearby Bank of America location or ATM? Here’s how to find the closest ones.
A Capital One bank branch in Manhattan in New York
Looking for a nearby Capital One location or ATM? Here’s how to find the closest ones.
Mature businessman with electric vehicle using ATM machine on footpath
Here’s how to find the nearest ATM in Allpoint’s fee-free ATM network.
Conceptual image of several $100 bills arranged as wallpaper with a red necktie suggesting Donald Trump.
Bankrate recaps the week in savings accounts and analyzes where rates are headed.
A young, frightened female bank teller places a large wad of cash in a sack as she looks at a bank robber concealed in a red mask, pointing at her in his hoodie pocket.
Frightening as it is, your cash won’t disappear should your bank get hit.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Joe Biden is sworn in as U.S. President as his wife Dr. Jill Biden stands beside him.
Carefully managing your finances will be crucial, even if more aid is around the corner.
President-elect Joe Biden addresses the nation about his plans to fight the coronavirus pandemic.
Biden’s $1.9 trillion relief bill proposal comes during the pandemic’s biggest inflection point yet.
Hosue Speaker Nancy Pelosi speaks during a press conference on Capitol Hill
The deal comes just days before key CARES Act programs are set to expire.
Portrait of young couple in front of home
The new year calls for a new look at your old savings account.
Men hands holding a US Government Treasury check
The deadline has recently been extended, but you’re still going to want to act fast.
It takes work and a positive mindset, but an emergency fund can be there for you when you need it most.
Speaker of the House Nancy Pelosi speaks from a lectern
The HEROES Act is back, but it could be a non-starter for some Republicans.
Woman voting in a face mask at the polls
In this election, many young voters remain unsure about at least one key issue.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
couple in the kitchen with bills
Here’s everything you need to know about brokered CDs.
Woman Inserts Cash Into Wallet
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
Woman at laptop
Planning for retirement? Here’s what you need to know about IRA CDs.
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A man does research on his laptop.
Add-on CDs can offer more flexibility than a traditional CD.
woman working on her laptop at the kitchen table
CDs come in many varieties, making it easy to find one that meets your needs.
Illustration of calculator and stacks of cash
If you have $25,000 to invest in a CD right now, here’s how much you could earn.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
woman at ATM
Our top 5 picks scored highly for access, range of products and digital options.
happy couple signing papers
Earn more on your business cash with high-yield accounts offering competitive APYs.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Business women discussing project at table in modern office
Business money market accounts offer higher yields while maintaining access to funds.
man and woman working together at a computer in an office
Find the right business savings account to help your company’s money grow.
Person working at table with computer, drinking coffee and looking at smartphone
Learn why you need to check your APY.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Older woman and child putting pennies in a jar
We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]
Business owner talking on phone.
Here’s what you need to know if you’re considering a switch to business checking.
Stay on top of your money with the right balance between your checking and savings.
Person using an ATM
Check out the 13 different types of checking accounts.
woman depositing a check on her phone
There are several ways to deposit a check — some are simpler than others.
Young Woman Depositing Check With Smartphone
The amount of time for a check to clear can vary from check to check.
Person reading credit card statement
Here are easy actions you can take to avoid the fee of get it waived.