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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Senior Economic Analyst

Banking data studies

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If you’re struggling to pay off debt and build savings, you’re not alone.
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A mid-year checkup is the most effective way to ensure my finances are on track.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

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Here are some places to look for a source of funds.
family financial planning
Here’s how to boost your savings.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Young woman working from her kitchen island and drinking a hot beverage
Here are some of the best savings accounts you can sign up for as a business owner.
Six Bankrate experts share the career moves that let them get ahead financially.
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Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
man pumping gas into his car
Here are 11 creative ways to save money, regardless of your financial goals.
Garage sale in grass on street curb with autumn trees background
Here are some places to look for a source of funds.
family financial planning
Here’s how to boost your savings.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Young woman working from her kitchen island and drinking a hot beverage
Here are some of the best savings accounts you can sign up for as a business owner.
man pumping gas into his car
Here are 11 creative ways to save money, regardless of your financial goals.
Close up, two hands holding a one hundred dollar bill
Even earning as little as $100 in extra income here and there can give you added spending money.
Side view of father cooking food while daughter having apple in kitchen
These simple moves can help build a cash cushion.
Senior couple sitting at the kitchen table looking at digital tablet and recalculating their expenses.
Consider a savings account with an APY above the inflation rate.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Clocks are displayed across an image of a dollar bill.
Take a look at the days when CDs were offering investors double-digit returns.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology
Know the two major benefits of opening a CD now, even as interest rates decline.
Percent symbol with people holding money that is many dollar bills. Concepts of the banking system, rising interest rates, inflation, deflation, and savings.
How to proceed when your CD matures during falling rates.
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As the Fed is cutting interest rates, consider these certificates of deposit (CDs)
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These seven banks and credit unions offer competitive rates on CDs for businesses.
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Consider these important factors before investing in bonds and CDs.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Woman in office
Learn how to set your investment goals and discover which types of investments may make sense for each one.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
Woman reading folder at desk in living room
Here’s how to respond to lower rates if you’re in the market for a CD or savings account.
Envelopes
One Bankrate experts suggest deposit yields may be close to bottoming out.
A front view of the Federal Reserve Bank
Consumers get more access to their savings at a time when they may urgently need it.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Young couple paying bills online
Online bill pay can add convenience and security to managing your routine bills.
Cash in gloved hand
Depositing cash into someone’s account isn’t always possible, but there are options.
Man in coffee shop using laptop with a card in his hand.
The rule provides a framework for settling unauthorized debit-card transactions.
Person reading credit card statement
Here are easy actions you can take to avoid the fee of get it waived.
Woman standing in front of an ATM
Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
Hand touching buttons on a ATM keypad
Convenient access to your cash often comes at a price — and sometimes it’s a very high one.