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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Banking data studies

Money next to flashing sirens
If you’re struggling to pay off debt and build savings, you’re not alone.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
distressed woman with laptop
Here are some smart ways to protect yourself if your digital bank account stops working.
Illustration of calculator and stacks of cash
If you have $2,500 to invest in a CD right now, here’s how much you could earn.
Woman texting on her smart phone and smiling
The smartphone in your hand can help you better manage your money.
A collection of assorted items: old analog alarm clock, padlock, keys, a check, a hand holding cash
CDs often pay better interest than savings accounts and can amp up your nest egg.
Parents helping baby walk on beach
How to save on baby costs and avoid common financial mistakes made by new parents.
Young couple managing finance and investment online
There’s still time to lock in a high-yielding CD as the Fed cuts rates.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Parents helping baby walk on beach
How to save on baby costs and avoid common financial mistakes made by new parents.
Mother and daughter
A savings account is a good tool for teaching children financial basics and responsibility.
mom in graduation gown holding daughter
Learn some of the best strategies for saving for either your short- or long-term goals.
A little girl gets a vaccination.
Setting aside pretax dollars in an HSA can help you defray future medical costs.
Mother and daughter shopping for vegetables
These six simple moves can help you build a cash cushion.
Easy mornings and working from home for this couple
Savings yields topping inflation could let you hold onto your purchasing power.
Garage sale in grass on street curb with autumn trees background
Here are some places to look for a source of funds.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Illustration of calculator and stacks of cash
If you have $2,500 to invest in a CD right now, here’s how much you could earn.
A collection of assorted items: old analog alarm clock, padlock, keys, a check, a hand holding cash
CDs often pay better interest than savings accounts and can amp up your nest egg.
Young couple managing finance and investment online
There’s still time to lock in a high-yielding CD as the Fed cuts rates.
Woman at laptop
Planning for retirement? Here’s what you need to know about IRA CDs.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
Man working on laptop and cellphone simultaneously
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
Clocks are displayed across an image of a dollar bill.
Take a look at the days when CDs were offering investors double-digit returns.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Woman smiling at cash on a cloud
Lay away cash for an emergency or short-term goals with a money market mutual fund.
young woman working on finances on her laptop at home
Balancing a checkbook may be passé, but managing your money well still matters.
businesswoman using mobile phone leaning on railing
A second-chance account can help to restore your standing in the eyes of your bank.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
Person using phone to do mobile check deposit
Here are some key factors to consider when searching for the best checking account.
Spend money, pay bills, write checks or make fund transfers with a checking account.
Writing on check
You can spend less on reorders and still have the security features you need.
A young man uses an ATM.
Over time, ATM fees have climbed. Here’s what you need to know.
Young smiling woman using mobile phone while working on a laptop at a cafe
Mobile apps make managing your money a snap and mobile alerts can help protect it.