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How to open a certificate of deposit (CD)
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Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
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Keep fees in check when you shift money from one bank account to another.
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Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles

Keep fees in check when you shift money from one bank account to another.

Compound interest is a powerful force for people who want to build their savings.

Our top 5 picks scored highly for access, range of products and digital options.

Interest is the price you pay to borrow money or the cost you charge to lend money.

High-yield savings rates fluctuate over time. Let’s explore what causes that.

There are several ways to deposit a check — some are simpler than others.

The amount of time for a check to clear can vary from check to check.

Here’s how to find the credit union that will best fit with your financial needs.

Interest is the price you pay to borrow money or the cost you charge to lend money.

High-yield savings rates fluctuate over time. Let’s explore what causes that.

Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.

Comparing savings rates can ensure you get the best return on your savings.

Get the latest rates on top-yielding money market accounts.

Split direct deposit is a simple way to painlessly boost your savings.

Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

There are ways to access your money and ultimately spend it. Here’s how.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

Planning for retirement? Here’s what you need to know about IRA CDs.

Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

Add-on CDs can offer more flexibility than a traditional CD.

CDs come in many varieties, making it easy to find one that meets your needs.

If you have $25,000 to invest in a CD right now, here’s how much you could earn.

When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]

Our top 5 picks scored highly for access, range of products and digital options.

Earn more on your business cash with high-yield accounts offering competitive APYs.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Business money market accounts offer higher yields while maintaining access to funds.

Money market funds are available from several different brokers and fund managers.

Find the right business savings account to help your company’s money grow.

Learn why you need to check your APY.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

Here are simple steps to take to avoid paying checking account fees.

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Online bill pay can add convenience and security to managing your routine bills.

Depositing cash into someone’s account isn’t always possible, but there are options.

The rule provides a framework for settling unauthorized debit-card transactions.

Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.

Convenient access to your cash often comes at a price — and sometimes it’s a very high one.

Not all checking accounts are created equal.