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Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Two millenial friends using mobile phone.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Chief Financial Analyst

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
New Bankrate data shows many Americans are slowly making progress on their savings.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A man does research on his laptop.
Add-on CDs can offer more flexibility than a traditional CD.
comical illustration of money being injected via medial equipment
Here’s what you need to know about tapping into your emergency fund.
man signing a check
That string of numbers at the bottom of your check is really important. Find out why.
Road Leading Towards United States Capitol
After facing multiple rent increases in Boston, I decided to move to Washington, D.C. — a decision that will save my household approximately $24,000 over two years. Here’s what I learned about relocating [...]
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
comical illustration of money being injected via medial equipment
Here’s what you need to know about tapping into your emergency fund.
Road Leading Towards United States Capitol
After facing multiple rent increases in Boston, I decided to move to Washington, D.C. — a decision that will save my household approximately $24,000 over two years. Here’s what I learned about relocating [...]
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Person on laptop computer
The APY percentage shows how much an account earns per year. Here’s what you need to know.
piggy bank on a steering wheel
Take these simple steps to jumpstart your savings plan for a new car.
Side view of father cooking food while daughter having apple in kitchen
These simple moves can help you build a cash cushion.
Senate building in Washington DC
Sweeping changes at the Consumer Financial Protection Bureau (CFPB) signal what would be a significant shift in banking regulation under the Trump administration. While regulatory changes might sound like [...]
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A man does research on his laptop.
Add-on CDs can offer more flexibility than a traditional CD.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
woman working on her laptop at the kitchen table
CDs come in many varieties, making it easy to find one that meets your needs.
Illustration of calculator and stacks of cash
If you have $25,000 to invest in a CD right now, here’s how much you could earn.
Illustration of a bar graph, moving down from left to right.
When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]
A woman ponders
Find out what happens to CDs that are set to mature.
Middle aged woman on laptop
Everything you need to know about opening an account.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Woman smiling at cash on a cloud
Lay away cash for an emergency or short-term goals with a money market mutual fund.
woman at ATM
Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.
Savings account and money market rate forecast
Expect savings and money market account yields to slide lower, but they still should outpace inflation.
People walking past an HSBC Bank
These four types of bank accounts can help you meet your financial goals.
Man in home office online banking
These tips can help you manage your money more wisely and make you a bit richer.
nonprofit workers sorting donations
These banks are good choices for nonprofits. Here’s how to find one that serves your organization well
Woman in office
Learn how to set your investment goals and discover which types of investments may make sense for each one.
man signing a check
That string of numbers at the bottom of your check is really important. Find out why.
Young smiling woman using mobile phone while working on a laptop at a cafe
Mobile apps make managing your money a snap and mobile alerts can help protect it.
A young man uses an ATM.
Over time, ATM fees have climbed. Here’s what you need to know.
Family looking at their finances.
Early access to direct deposited funds can make managing your budget a bit easier.
close-up of a hand holding a cell phone
The person-to-person payment tool can allow for easy transactions to friends, family and more.
person signing a check
Looking to save money when ordering checks? Consider getting them online instead. Here’s how.
Person looking on computer, with dog.
Here’s everything you need to know about the specialty consumer reporting agency.
A woman writes a check
A bounced check is something that should be avoided. Here’s what you need to know.