Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

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Everything you need to know about opening an account.

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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

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Keep fees in check when you shift money from one bank account to another.

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Banking data studies

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New Bankrate data shows many Americans are slowly making progress on their savings.

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A mid-year checkup is the most effective way to ensure my finances are on track.

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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

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The best time to cash in savings bonds depends on an investor’s life circumstances.

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Unbanked households are at record low. Here are the perks of having a bank account.

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Here’s what you need to know about upcoming changes to Health Savings Accounts.

Illustration of worker juggling dollar bills over a background of a line signifying rising inflation

That’s even as the latest data shows that wages are rising faster than prices.

Young Woman Checking Her Finances At Home

Finding the account number on a check is easy — if you know where to look.

loan manager with paperwork talking with client in bank branch

The most impressive banks make it easy to interact both on old and new channels.

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Learn how deinfluencers help you save money by promoting mindful spending habits.

A father multi-tasks with his young son.

Savers, here are strategies to invest in CDs.

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Start saving today with these saving accounts with no minimum deposit required.

A woman works on her laptop.

Here’s everything you need to know about savings accounts.

A woman does her budgeting.

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Money next to flashing sirens

New Bankrate data shows many Americans are slowly making progress on their savings.

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Ready to open a savings account? Here’s what you’ll need to know.

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Here’s how to save an extra $100 monthly with simple changes.

A young man researches in the library.

CDs hold your funds for a set period. In exchange, you get a reliable return.

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Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

A graph showing an upward trend from 2025 to 2026. The trendline is made of cash

If you have $10,000 to invest in a CD right now, here’s how much you could earn.

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Take a look at the days when CDs were offering investors double-digit returns.

Woman with glasses in front of a computer with her hand by her head, looking worried.

It’s important to weigh your options after missing your CD’s maturity date.

Couple looking at laptop while sitting on sofa at home

As the Fed is cutting interest rates, consider these certificates of deposit (CDs)

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Find out which CD term is best for your financial goals in a lower rate environment.

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Money market funds are available from several different brokers and fund managers.

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Here are some of the best savings accounts you can sign up for as a business owner.

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Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

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The best account to save your money will vary by your goal.

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These credit unions offer great rates and top-notch features — and many make it easy to join.

A man researches on a tablet.

CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.

A graphic of origami of a dollar bill folded to look like a piggy bank with a penny on top.

Expect savings and money market account yields to slide lower, but they still should outpace inflation

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Looking for a place to park your savings? Here’s why a MMA might be appealing.

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Services such as Zelle and Venmo make splitting a bill or sending money a breeze.

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Mobile banking apps aren’t just trendy, they can help you better manage your money.

Knowing how to read your bank account statement can nip problems in the bud. Here’s our guide.

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Consumers without a bank account face hurdles when trying to cash a check.

Pedestrians walking by TD Bank

Learn about the benefits of having multiple bank accounts and what to look for.

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Finding the account of your dreams comes down to knowing what you want and the features you value most.

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Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.

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Online checking accounts stand out for different features. Here’s our top picks.