Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics
How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.
How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks
Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Banking data studies
If you’re struggling to pay off debt and build savings, you’re not alone.
I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles
Comparing savings rates can ensure you get the best return on your savings.
Get the latest rates on top-yielding money market accounts.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Here’s what you need to know about interest checking accounts.
Even earning as little as $100 in extra income here and there can give you added spending money.
Surveyed economists predict lower recession odds — but higher inflation — for 2025.
This type of account can offer a low-risk way to earn a high yield.
You can find a CD account that significantly out-earns the national average if you shop around among banks.
Comparing savings rates can ensure you get the best return on your savings.
Get the latest rates on top-yielding money market accounts.
Even earning as little as $100 in extra income here and there can give you added spending money.
These simple moves can help build a cash cushion.
Even as interest rates drop, some top-yielding savings accounts remain competitive.
Use this challenge to stash more cash toward your savings goals.
Consider a savings account with an APY above the inflation rate.
Savings yields topping inflation could let you hold onto your purchasing power.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
You can find a CD account that significantly out-earns the national average if you shop around among banks.
Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.
Take a look at the days when CDs were offering investors double-digit returns.
Know the two major benefits of opening a CD now, even as interest rates decline.
There’s still time to lock in a high-yielding CD as the Fed cuts rates.
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
Find out which CD term is best for your financial goals in a lower rate environment.
Money market funds are available from several different brokers and fund managers.
Expect savings and money market account yields to slide lower, but they still should outpace inflation
Looking for a place to park your savings? Here’s why a MMA might be appealing.
Short answer? Yes. Here’s what you need to know.
These accounts sound similar, but there are some key differences to know.
CD terms can range from three months to five years. Learn which one is right for you.
Here’s everything you need to know about no-penalty CDs.
How Reg. D impacts your savings account and why it pays to check with your bank.
That string of numbers at the bottom of your check is really important. Find out why.
Follow these steps to stop a check in its tracks.
If you’re considering a rewards checking account, here’s what you need to know.
The person-to-person payment tool can allow for easy transactions to friends, family and more.
Consumers without a bank account face hurdles when trying to cash a check.
From no fees to online bill pay, here are the must-have checking account features.
Balancing a checkbook may be passé, but managing your money well still matters.
A second-chance account can help to restore your standing in the eyes of your bank.