Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics
How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.
How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks
Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Banking data studies
If you’re struggling to pay off debt and build savings, you’re not alone.
I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles
ATMs are useful for depositing money, checking your balance, and more, but be aware of possible issues that may arise.
Here are ways to save money and improve financial health in times of inflation.
Know the two major benefits of opening a CD now, even as interest rates decline.
Find out which CD term is best for your financial goals in a lower rate environment.
Having multiple bank accounts has its perks but keeping them organized is key.
As the Fed is cutting interest rates, consider these certificates of deposit (CDs)
These financial products are very similar but have some key differences.
A savings account is a useful financial tool for building a stable financial future.
Even the small victories add up over time when you’re living on a fixed income.
Budgeting on an irregular income is challenging, but it’s possible. Here’s how to do it.
Online banks offer a number of benefits, and they’re just as safe as brick-and-mortar banks.
Five winners won $10,000 each in Bankrate’s first Drop Your Debt Sweepstakes.
U.S. consumers see inflation as the biggest threat to improving personal finances.
It’s easy to get caught up in the holiday spirit and overspend. Here are ways to avoid that trap.
More than 3 in 5 Americans are worried about their incomes over the next six months.
Experts say it’s time to prepare now for an expensive gift-buying season.
Know the two major benefits of opening a CD now, even as interest rates decline.
Find out which CD term is best for your financial goals in a lower rate environment.
As the Fed is cutting interest rates, consider these certificates of deposit (CDs)
Learn how CD ladders and partial withdrawals can be used to fund emergency savings.
These seven banks and credit unions offer competitive rates on CDs for businesses.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Withdrawing your money from a CD before the term ends can be costly.
It’s possible to leverage the money in your CDs to grow your emergency savings.
CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
Money market funds are available from several different brokers and fund managers.
Expect savings and money market account yields to slide lower, but they still should outpace inflation
Looking for a place to park your savings? Here’s why a MMA might be appealing.
Short answer? Yes. Here’s what you need to know.
These accounts sound similar, but there are some key differences to know.
CD terms can range from three months to five years. Learn which one is right for you.
Here’s everything you need to know about no-penalty CDs.
Online checking accounts stand out for different features. Here’s our top picks.
Here’s what you need to know about interest checking accounts.
We list seven ways to endorse a check and how to process it correctly and securely.
Finding the account number on a check is easy — if you know where to look.
Balancing your checking account may sound dated, but it still makes sense.
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Here are simple steps to take to avoid paying checking account fees.
Banks are cutting overdraft fees in response to consumers and regulators’ demands.