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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Senior Economic Analyst

Banking data studies

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If you’re struggling to pay off debt and build savings, you’re not alone.
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A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
A young woman works from her laptop.
Balancing your checking account may sound dated, but it still makes sense.
Woman working with business document and laptop on the table
It’s a low interest rate environment, but there are ways to earn more on your money.
female soldier and her husband use a banking app to check the state of their finances
Bank account budgeting tools make it easy to track your personal finances.
Side view of father cooking food while daughter having apple in kitchen
These simple moves can help build a cash cushion.
A middle-aged asian woman in blue jeans sitting on the bed in a yoga pose in front of a laptop. Remote work at home. Online shopping in quarantine period
Banks are offering rates up to three times higher than average as the Fed cuts back.
Senior couple having problem with fraud while online shopping with credit cart using laptop computer
New J.D. Power survey reveals sizable number of bank customers experienced fraud.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Woman working with business document and laptop on the table
It’s a low interest rate environment, but there are ways to earn more on your money.
female soldier and her husband use a banking app to check the state of their finances
Bank account budgeting tools make it easy to track your personal finances.
Side view of father cooking food while daughter having apple in kitchen
These simple moves can help build a cash cushion.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Easy mornings and working from home for this couple
Savings yields topping inflation could let you hold onto your purchasing power.
A woman does her budgeting.
The amount of money you should save each month will vary based on your goals. Here’s what to know.
A young girl visits a doctor.
Confused about finding an HSA? Use these tips to determine the best deal for you.
Illustration of cash under a beach umbrella
Here’s how much $10,000 in a high-yield savings account can earn you.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
couple in the kitchen with bills
Here’s everything you need to know about brokered CDs.
CDs and money
These seven banks and credit unions offer competitive rates on CDs for businesses.
Clocks are displayed across an image of a dollar bill.
Take a look at the days when CDs were offering investors double-digit returns.
Young couple managing finance and investment online
There’s still time to lock in a high-yielding CD as the Fed cuts rates.
Cropped shot of a businessman using his computer in his home office
Find out which CD term is best for your financial goals in a lower rate environment.
Man working on laptop and cellphone simultaneously
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
Percent symbol with people holding money that is many dollar bills. Concepts of the banking system, rising interest rates, inflation, deflation, and savings.
How to proceed when your CD matures during falling rates.
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Money market funds are available from several different brokers and fund managers.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
A customer withdraws cash from an ATM.
Here’s why early direct deposit may work better for those looking to get paid in advance.
A business owner works on her laptop.
It’s not just a place to park capital. Learn how a business checking account can be a business tool.
Person on a cellphone holding a credit card
There are various ways to earn rewards and maximize financial gains with a rewards checking account.
Young woman on laptop with illustrations of money coming out of it
Here’s how to tell if you need a dedicated business account for your side gig.
Male friends walk on a college campus.
Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.
Woman using credit card at laptop
Here’s what you need to know about interest checking accounts.
Gay couple looking up finances on computer
Finding the account of your dreams comes down to knowing what you want and the features you value most.
A person uses Trim to try to improve his financial health.
These tools can help you get bank fees refunded and prevent the next ding.