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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Senior Economic Analyst

Banking data studies

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New Bankrate data shows many Americans are slowly making progress on their savings.
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A mid-year checkup is the most effective way to ensure my finances are on track.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

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On average, Americans have kept the same bank accounts for over a decade.
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Get the latest rates on top-yielding money market accounts.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
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These simple moves can help you build a cash cushion.
A young woman works on her smartphone.
What every saver needs to know about money markets accounts.
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If you have $25,000 to invest in a CD right now, here’s how much you could earn.
Young smiling woman using mobile phone while working on a laptop at a cafe
Mobile apps make managing your money a snap and mobile alerts can help protect it.
Female patient paying with credit card at doctor's office front desk
Here’s what you need to know about upcoming changes to Health Savings Accounts.
An attractive African American female creates content with a video camera in a bright office.
Learn how deinfluencers help you save money by promoting mindful spending habits.
Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology
Here’s how to determine what a good interest rate is on your deposit accounts.
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Knowing a savings bond’s value can help you decide whether to hold it or redeem it.
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It’s a low interest rate environment, but there are ways to earn more on your money.
female soldier and her husband use a banking app to check the state of their finances
Bank account budgeting tools make it easy to track your personal finances.
A young girl visits a doctor.
Confused about finding an HSA? Use these tips to determine the best deal for you.
Illustration of cash under a beach umbrella
Here’s how much $10,000 in a high-yield savings account can earn you.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Illustration of calculator and stacks of cash
If you have $25,000 to invest in a CD right now, here’s how much you could earn.
Illustration of a bar graph, moving down from left to right.
When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]
A woman ponders
Find out what happens to CDs that are set to mature.
Middle aged woman on laptop
Everything you need to know about opening an account.
A collection of assorted items: old analog alarm clock, padlock, keys, a check, a hand holding cash
CDs often pay better interest than savings accounts and can amp up your nest egg.
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Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
A person researches on a laptop.
Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.
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Money market funds are available from several different brokers and fund managers.
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Here are some of the best savings accounts you can sign up for as a business owner.
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Find the right business savings account to help your company’s money grow.
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Learn why you need to check your APY.
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Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
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The best account to save your money will vary by your goal.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
A man researches on a tablet.
CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
Young smiling woman using mobile phone while working on a laptop at a cafe
Mobile apps make managing your money a snap and mobile alerts can help protect it.
A young man uses an ATM.
Over time, ATM fees have climbed. Here’s what you need to know.
Family looking at their finances.
Early access to direct deposited funds can make managing your budget a bit easier.
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The person-to-person payment tool can allow for easy transactions to friends, family and more.
person signing a check
Looking to save money when ordering checks? Consider getting them online instead. Here’s how.
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Here’s everything you need to know about the specialty consumer reporting agency.
A woman writes a check
A bounced check is something that should be avoided. Here’s what you need to know.
Man and women looking at a computer and smiling
If you’re considering a rewards checking account, here’s what you need to know.