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Banking

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Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Illustration of two hands holding phones, sending physical gold coins to one another.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Experts in all things banking

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Chief Financial Analyst

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

Focused young woman entering banking credit card information in computer application, making household payments online, booking flight tickets or hotel, purchasing goods or confirming transaction.
APYs on high-yield savings accounts remain competitive after Fed rate decision.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman working from home with a child in the background
A new Bankrate analysis shows mothers earned 31 percent less in wages than fathers in 2023.
Image by Getty Images, Illustration by Bankrate
Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.
A hand making an "OK" sign, a bank vault, and a check
An extra paycheck in the month can be a game-changer for your finances.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Image of a round pink piggybank in a life raft floating on water.
JPMorgan raises recession probability to 50%. Learn five practical steps to protect your savings before economic conditions worsen.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Focused young woman entering banking credit card information in computer application, making household payments online, booking flight tickets or hotel, purchasing goods or confirming transaction.
APYs on high-yield savings accounts remain competitive after Fed rate decision.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman working from home with a child in the background
A new Bankrate analysis shows mothers earned 31 percent less in wages than fathers in 2023.
Image by Getty Images, Illustration by Bankrate
Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.
Image of a round pink piggybank in a life raft floating on water.
JPMorgan raises recession probability to 50%. Learn five practical steps to protect your savings before economic conditions worsen.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
President Trump with a frown on his face
The term “Trumpcession” has been popping up in headlines this week, as economists and market watchers debate whether President Trump’s economic policies could trigger a downturn. But are we actually [...]
Image by Getty Images, Illustration by Bankrate
Learn six practical ways to safeguard your finances amid economic uncertainty, from strengthening banking security to finding better rates.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
A father multi-tasks with his young son.
Savers, here are strategies to invest in CDs.
couple in the kitchen with bills
Here’s everything you need to know about brokered CDs.
Woman Inserts Cash Into Wallet
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
Woman at laptop
Planning for retirement? Here’s what you need to know about IRA CDs.
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A man does research on his laptop.
Add-on CDs can offer more flexibility than a traditional CD.
woman working on her laptop at the kitchen table
CDs come in many varieties, making it easy to find one that meets your needs.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
woman at ATM
Our top 5 picks scored highly for access, range of products and digital options.
happy couple signing papers
Earn more on your business cash with high-yield accounts offering competitive APYs.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Business women discussing project at table in modern office
Business money market accounts offer higher yields while maintaining access to funds.
man and woman working together at a computer in an office
Find the right business savings account to help your company’s money grow.
Person working at table with computer, drinking coffee and looking at smartphone
Learn why you need to check your APY.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Person using credit card at laptop
Here’s what you need to know about interest checking accounts.
Business man hand writing and signing white blank bank check book
We list seven ways to endorse a check and how to process it correctly and securely.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
A young woman works from her laptop.
Balancing your checking account may sound dated, but it still makes sense.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Here are simple steps to take to avoid paying checking account fees.
Capital One Bank signage in New York City
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Young couple paying bills online
Online bill pay can add convenience and security to managing your routine bills.