Banking
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Banking Basics
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Latest Articles
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How is the U.S. economy doing? With inflation hitting 40-year highs, watch these 4 key areas
There’s no telling when inflation will slow down.
8 min read Dec 21, 2022 -
Federal Reserve raises interest rates for first time since 2018
The move marks an end to the Fed’s most aggressive economic rescue effort in history.
7 min read Dec 12, 2023 -
How to open a bank account
Follow these tips for the lowest fees and highest rates when opening an account.
4 min read Jan 16, 2024 -
What is quantitative easing?
The Fed’s unconventional tool for fending off recession is being wound down.
6 min read Mar 07, 2022 -
The worst inflation in 40 years: Here’s when price pressures could hit their peak
Consumers are bracing for a longer stretch of high inflation. But when can it be expected to slow down?
7 min read Apr 07, 2022 -
Black and Hispanic consumers hit harder by checking account fees
Age and region are also factors in how much consumers pay in checking fees.
3 min read Feb 15, 2023 -
Citi joins growing list of banks eliminating overdraft fees
The fourth-largest U.S. bank is the latest to cut or drop overdraft fees.
1 min read Feb 24, 2022 -
Bankrate sweepstakes winners reveal plans to drop debt, save money
Sweepstakes winners used their $10,000 prize for practical (and fun) purposes.
2 min read Feb 22, 2023 -
How to start saving (even if you’re starting from scratch)
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
4 min read Feb 15, 2022 -
Combating the racial wealth gap: 9 money moves for individuals of color
These longer-run challenges make saving and investing all the harder.
15 min read Oct 27, 2023 -
American Express debuts digital checking account for consumers
American Express launched a digital consumer checking account for card members.
1 min read Feb 08, 2022 -
10 ways to maximize your savings while on a fixed income
Even the small victories add up over time when you’re living on a fixed income.
4 min read Aug 21, 2023 -
Fed keeps interest rates at zero, signals upcoming rate hike
Officials are sounding the alarm that they’re running the economy too hot.
7 min read Jul 28, 2022 -
7 tips to budget with an irregular income
Budgeting on an irregular income is challenging, but it’s possible. Here’s how to do it.
4 min read Jan 04, 2024 -
H&R Block launches challenger bank aimed at underbanked consumers
H&R Block launched a challenger bank aimed at those not served by traditional banks.
4 min read Jan 04, 2024 -
5 ways online banks make it easy to save
Online banks offer a number of benefits, and they’re just as safe as brick-and-mortar banks.
2 min read Aug 26, 2022 -
Bank of America latest and biggest bank to drop NSF fees
Bank of America is the latest bank to eliminate NSF fees and reduce overdraft fees.
1 min read Jan 11, 2022 -
The Phillips curve, explained – and what it says about soaring inflation in the COVID economy
The principle can sometimes predict where inflation is heading.
5 min read Feb 18, 2022 -
5 winners awarded $10,000 each in Bankrate Drop Your Debt Sweepstakes
Five winners won $10,000 each in Bankrate’s first Drop Your Debt Sweepstakes.
1 min read Jan 06, 2022 -
Survey: Economists see unemployment sinking to near 50-year low in 2022
Employers should also restore just about all of their pandemic-related job cuts.
4 min read Jan 06, 2022
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