Banking
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Banking Basics
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Latest Articles
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Over half of Americans are struggling to save. These 8 charts show how small savings can add up to big money
Even small contributions to savings can substantially add up — if you give it time.
7 min read Jan 28, 2024 -
The best time of year to buy everything in 2024
Here’s when to find the deepest discounts on a range of big purchases.
11 min read Jan 26, 2024 -
Best banks for small businesses in 2024
Find out which banks are ranked as the best for your small business account in 2023.
8 min read Jan 24, 2024 -
What is a bank reconciliation statement?
A bank reconciliation statement helps you track business finances and catch errors.
3 min read Jan 24, 2024 -
How to write a check: A step-by-step guide
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
5 min read Jan 22, 2024 -
How to open a bank account online
Here’s everything you need to know about opening a bank account online.
4 min read Jan 22, 2024 -
Are CDs safe?
All CDs have one thing in common: They’re among the safest places to park your cash.
5 min read Feb 06, 2024 -
What is a health savings account?
Everything savers need to know about HSAs.
6 min read Jan 21, 2024 -
Overdraft fees could soon be slashed following CFPB proposal to limit what banks can charge
The CFPB is proposing a rule to cut overdraft fees, but there are ways to save now.
2 min read Apr 24, 2024 -
Digital banking trends in 2024
Digital banking has been steadily on the rise, making it easy to access your accounts and manage your personal finances from anywhere.
12 min read Mar 04, 2024 -
The best big banks of 2024
Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.
4 min read Jan 16, 2024 -
Survey: Economists split on whether Fed will cut rates in first or second half of 2024
Will falling inflation make the Fed in a hurry to cut rates?
4 min read Jan 03, 2024 -
Survey: Inflation is slowing fast but still might not hit the Fed’s target until 2025
Inflation slowed much faster than expected last year, but economists are still wary.
4 min read Jan 03, 2024 -
Survey: Economists project a milder hiring slowdown than originally expected for 2024
For three straight surveys, economists have upgraded their job market forecasts.
4 min read Jan 03, 2024 -
Survey: Despite a resilient economy, experts still see a near 1-in-2 chance of a recession
Economists say the risks of a downturn are still high, even as the economy stays strong.
4 min read Jan 03, 2024 -
Savings and money market account rates forecast for 2024: Yields will dip but remain higher than inflation
Expect savings and money market account yields to slide lower, but they still should outpace inflation
2 min read Jan 02, 2024 -
Bankrate’s Interest Rate Forecast for 2024: Mortgages, credit cards and more will stay pricey, even if the Fed cut rates
See our predictions for rates on mortgages, credit cards, savings accounts and more.
10 min read Jun 25, 2024 -
CD rates forecast for 2024: Expect banner year for savers with strong yields, lower inflation rate
You can find a CD account that significantly out-earns the national average if you shop around among banks.
3 min read Feb 28, 2024 -
The best regional banks of 2024
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
9 min read Feb 15, 2024 -
9 ways to save more money in 2024
Make 2024 the year you take your savings to the next level.
4 min read Dec 27, 2023
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Helpful Links
- Savings calculator
- CD ladder calculator
- Compound interest calculator
- Investment calculator
- Best savings accounts
- Best checking accounts
- Best bank account bonuses
- How to save money
- Build an emergency fund
- Savings tips for different goals
- How to write a check
- How to deposit a check
- How do money orders work?
- How to fill out a money order
- Ways to insure excess deposits
- Cashier's check vs. money order
- How to close a bank account