The best in
To determine the best small business loan services, Bankrate looked at a wide range of factors and features to determine the best options of 2025. While some lenders are partners, this did not influence our selection process.

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation of . Read more about how we scored the 2025 Bankrate Awards winners in .
See our top picks
Best CDFI for small business loans

Accion Opportunity Fund
Learn more
in our Bankrate review
Highlights
Flexible repayment terms
Welcoming to startups and those with bad credit
Generous loan amounts
Why they won
Top features
Best small business lender for bad credit

Fundible
Learn more
in our Bankrate review
Highlights
Low credit score requirements
Works with businesses in many different industries
Long repayment terms
Why they won
Top features
Best small business lender for good-to-excellent credit

Wells Fargo
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in our Bankrate review
Highlights
Unsecured credit lines available
Top-ranked SBA lender
Favorable interest rates
Why they won
Top features
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Best small business lender for newer businesses

Taycor Financial
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in our Bankrate review
Highlights
Open to businesses with bad credit
Favorable repayment terms
Wide range of equipment loan options
Why they won
Top features
Best small business lender for equipment loans

Creditfy
Learn more
in our Bankrate review
Highlights
Low revenue requirements
High loan amounts
Accepts bad credit
Why they won
Top features
Best small business lender for business lines of credit

Fundible
Learn more
in our Bankrate review
Highlights
Welcoming to startups
Fast funding
No collateral required
Why they won
Top features
Best small business lender for fast business loans

Creditfy
Learn more
in our Bankrate review
Highlights
Loans of up to $10 million available
High loan amounts
Unsecured loan options
Why they won
Top features
Best small business lender for SBA loans

Huntington National Bank
Learn more
in our Bankrate review
Highlights
Top-rated SBA lender
Flexible repayment terms
High loan amounts available
Why they won
Top features
Best small business lender for short-term business loans

Backd
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in our Bankrate review
Highlights
Repayments from six to 16 months
Loan amounts up to $2 million
Fast funding available
Why they won
Top features
Best small business lender for startups

OnDeck
Learn more
in our Bankrate review
Highlights
Fast funding
Early repayment incentives
Loans as low as $5,000
Why they won
Top features
Explore the best of the best
Check out the 2025 Bankrate Awards winners across our top categories.