The best in
If you’re looking for the best personal loan to renovate your home, consolidate debt or cover urgent expenses, check out our Bankrate 2025 award winners. Our experts ranked and reviewed everything from rates to customer service to give you our unbiased take on the best personal loan lenders of 2025. While some lenders may be partners, this didn’t influence our process.

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation of . Read more about how we scored the 2025 Bankrate Awards winners in .
See our top picks
Best for borrowers with bad credit

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Why they won
Top features
Best for borrowers with excellent credit

Discover
Why they won
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Best for first-in-class customer experience

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Why they won
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Find a loan that suits your needs
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Best personal loan in an emergency

LendingClub
Why they won
Top features
Best for home improvement

LightStream
Why they won
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Best for debt consolidation

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Why they won
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Best online lender

SoFi
Why they won
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Best from a bank

TD Bank
Why they won
Top features
Explore the best of the best
Check out the 2025 Bankrate Awards winners across our top categories.