The best in
Our experts compared everything from affordability to borrower experience to determine the best mortgage lenders of 2025. While some lenders may be partners, this didn’t influence our decisions.

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation of . Read more about how we scored the 2025 Bankrate Awards winners in .
See our top picks
Best mortgage lender overall

Chase
Why they won
Top features
Best non-bank

New American Funding
Why they won
Top features
Best for refinancing

Chase
Why they won
Top features
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Best for first-time homebuyers

Chase
Why they won
Top features
Best for FHA loans
Rate
Why they won
Top features
Best for VA loans

Veterans United Home Loans
Why they won
Top features
Best for no fees

Better
Why they won
Top features
Best for low or bad credit

Veterans United Home Loans
Why they won
Top features
Best for giving back

Bank of America
Why they won
Top features
Explore the best of the best
Check out the 2025 Bankrate Awards winners across our top categories.