The best in
With an uptick in extreme weather events, insurers pulling out of certain markets and rates on the rise, home insurance has become top of mind for many. Our experts weighed coverage options, carrier availability, average prices, customer satisfaction and more to choose the best home insurance companies for 2025. While some winners may be partners, this didn’t influence our selection process.

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See our top picks
Best home insurance company overall (tie)
USAA
Why they won
Top features
Best home insurance company overall (tie)

Amica
Why they won
Top features
Best for high-value homes

Chubb
Why they won
Top features
Find home insurance without the hassle
See our picks for top home insurance companies all in one place.
Compare the best
Best budget home insurance company

Auto-Owners
Why they won
Top features
Best digital home insurance company

American Family
Why they won
Top features
Best for bundling home and auto insurance

Nationwide
Why they won
Top features
Best for high-risk locations

Chubb
Why they won
Top features
Best for first-time homeowners

Allstate
Why they won
Top features
Explore the best of the best
Check out the 2025 Bankrate Awards winners across our top categories.