The best in
Our experts ranked and reviewed everything from interest rates to loan amounts to find the best small business lenders of 2024. While some lenders may be partners, this didn’t influence our selection process.

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation of . Read more about how we scored the 2024 Bankrate Awards winners in .
See our top picks
Best minority-led small business lender
Lendistry
Learn more
in our Bankrate review
Highlights
High loan amounts
Awards several grants
Easy online application
Why they won
Top features
Best CDFI for small business loans

Accion Opportunity Fund
Learn more
in our Bankrate review
Highlights
Low interest rates
Welcomes bad credit and startups
Flexible repayment terms
Why they won
Top features
Best business line of credit

Fundible
Learn more
in our Bankrate review
Highlights
Welcomes bad credit and startups
Flexible repayment terms
No prepay penalties
Why they won
Top features
Check out the latest small business loan rates
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Best small business lender for bad credit

Fundible
Learn more
in our Bankrate review
Highlights
Low starting rates
Flexible repayment terms
Long repayment terms
Why they won
Top features
Best small business lender for good-to-excellent credit
Wells Fargo
Learn more
in our Bankrate review
Highlights
Unsecured credit lines
Low interest rates
Top SBA lender
Why they won
Top features
Best small business lender for newer businesses

Taycor Financial
Learn more
in our Bankrate review
Highlights
Open to bad credit
Accessible equipment loans
Long repayment terms
Why they won
Top features
Best small business lender for equipment loans

Creditfy
Learn more
in our Bankrate review
Highlights
Low rates
Accepts bad credit
Low annual revenue requirement
Why they won
Top features
Best lender for working capital loans
Wells Fargo
Learn more
in our Bankrate review
Highlights
Low interest rates
Unsecured options
No annual revenue requirement
Why they won
Top features
Best small business lender for fast business loans

Creditfy
Learn more
in our Bankrate review
Highlights
Low interest rates
Unsecured options
High approval rate
Why they won
Top features
Best small business lender for SBA loans
Live Oak Bank
Learn more
in our Bankrate review
Highlights
Top SBA lender
High loan amounts
Long repayment terms
Why they won
Top features
Explore the best of the best
Check out the 2024 Bankrate Awards winners across our top categories.