The best in auto loans

The Virginia-based credit union offers borrowers an excellent borrowing experience for its members, and membership is free for auto loan borrowers. And you can request a prequalified quote without impacting your credit score.

With loan marketplace Autopay, borrowers can find the best loan for their needs via side-by-side comparison directly on the lenders’ site — all without a hard credit inquiry. After you select a match, the site can finalize your loan in as little as a single day.

Direct lender LendingClub has competitive refinancing rates — a perfect fit for those with dealer financing or a high-interest auto loan. You may prequalify for an improved rate online, in minutes and without any origination fees. 

The direct lender encourages borrowers to manage their vehicles like assets — which means more flexibility than the average loan. The combination of its V3 car buying tool, which helps determines the best time to buy, and its high loan amount make Carputty a great option when buying used. 

Consumers Credit Union offers borrowers an excellent new car buying experience. Membership costs a mere $10 and affords you access to an easy-to-navigate car-buying service and a competitive starting APR (annual percentage rate). 

Tenet’s auto loans are specifically designed to help you navigate the ins and outs of driving electric. On top of this, borrowers can prequalify and manage savings all from the lenders' interactive dashboard.