The best in auto insurance

Amica may be one of the best car insurance companies for drivers who value service. The company received the highest auto claims satisfaction score in the 2022 J.D. Power U.S. Auto Claims Satisfaction Study. On top of that, Amica’s average full coverage premium is quite a bit lower than the national average. The company also offers a unique dividend car insurance policy for added savings. If you opt for this version, you may get a portion of your policy premium back each year. You can learn more about Amica by calling 1-800-242-6422 or visiting www.amica.com.

Geico offers robust digital platforms, low average rates and one of the longest lists of discount opportunities in the industry. You might save by being a member of a certain organization or club, a federal employee or military. You could even earn a discount for simply wearing your seatbelt. Geico is available in all 50 states and Washington, D.C.

Root is making waves in the insurance industry by basing its rates primarily on how you drive. To get a quote, you must take the Root Test Drive through the company’s mobile app. If you’re deemed a safe enough driver, you can proceed with a quote and see how much coverage will cost you. Root also builds discounts into your quote, helping you get the best rate without having to ask about savings. And although Root has a primarily digital platform, phone service is available if you need extra help.

Geico’s second Bankrate Award is for the best budget car insurer. The company consistently offers rates lower than the national average and has a long list of discounts that might help you save even more. Geico’s national availability also helped it win this category since drivers across the country may be looking for cheaper car insurance as inflation soars.

State Farm might appeal to drivers with accidents or tickets on their records, as the company has an above-average claims satisfaction rating from J.D. Power. State Farm also tends to have lower-than-average rates for drivers with a single at-fault accident or a single speeding ticket on their records. Additionally, agents are available across the country if you prefer working with a local point of contact to manage your policies.