Skip to Main Content

Auto Loans

Before getting behind the wheel of your new vehicle, compare auto loans, estimate payments and find a financing option that’s right for you. Let Bankrate steer you through the process.

Helpful links

An image of a blue arrow going to the upper right corner of the image. It is overlayed by five car tires and three American dollar bills. The image is on top of a white circle against a light blue background.
You can still get a decent rate without perfect credit.
An image of a car key and fob placed over a stack of $100 USD bills. Surrounding it is a light green circle over a dark green background.
Consider the pros and cons of financing a car.
An image of a silver SUV against a light screen square on a dark green background.
Here’s how to refinance a car loan and save.

Reviews & tools

Capital One logo
4.1
Rating: 4.1 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Ally logo
4.0
Rating: 4 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Rebecca Betterton headshot

Rebecca Betterton Arrow Right Icon

Certified Financial Education Instructor℠

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

An image of a blue arrow going to the upper right corner of the image. It is overlayed by five car tires and three American dollar bills. The image is on top of a white circle against a light blue background.
You can still get a decent rate without perfect credit.
A young Black woman takes key while sitting in the driver's seat of a vehicle.
There is no minimum credit score, but lenders have varying minimum requirements.
A smiling white man sits in the driver's seat of a car.
Second-chance car loans come at a high price.
Man behind desk hands car key to smiling man and woman sitting on the other side with cars behind them
It will take time, but here’s what to do for a better shot at a lower car loan rate. And what to do if you can’t wait.
High angle view of saleswoman and customer discussing in meeting at showroom
Delinquencies are returning to pre-pandemic levels — see where your state lands.
A white man sits at a kitchen table while using an orange phone. There is a laptop open in front of him. Design includes a light yellow semicircle behind him.
Here’s how to decide whether leasing or buying a car is right for you.
Smiling man sitting in car receives keys through open window.
Rental cars are driven hard by renters, but they offer solid advantages to a buyer.
Couple looks at a car at a dealership
There are pros and cons of getting the latest model.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc