Federal vs. private student loans: What’s the difference?
Here’s how to choose which student loan is best for your needs.
8 min read
Jul 29, 2025
Thomas Brock, CFA, CPA
Expert Reviewer
EXPERTISE
- Business finance
- Corporate consolidations
- Business investment policy and strategy
- Modeling and forecasting
- Mergers and acquisitions
EDUCATION
- Bachelor of Science in business administration from Bowling Green State University
- Master of Business Administration from Franklin University
Thomas Brock, CFA, CPA, is an accomplished financial professional with over 20 years of experience in investments, corporate finance, accounting and financial consulting.
His investment experience includes oversight of a $4 billion portfolio for an insurance group. Varied finance work includes the development of multiyear financial forecasts and KPI dashboards, credit analyses and the evaluation of capital budgeting proposals.
Earlier in his career, Thomas managed various accounting and financial planning functions and led many transformational initiatives, including a general ledger conversion, a financial reporting system implementation, the establishment of a centralized procurement office and the execution of due diligence reviews and integrations for several multi-million-dollar merger and acquisition deals.
In a consulting capacity, he has assisted individuals and businesses of all sizes with accounting, budgeting, financial planning and investing matters. He has also lent his financial expertise to a several well-known websites and tutored students via a few virtual forums.
Thomas holds a Master of Business Administration from Franklin University and a Bachelor of Science in business administration from Bowling Green State University. He is a chartered financial analyst charterholder and a certified public accountant.
Thomas's latest articles
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Statement balance vs. current balance: What’s the difference?
Learn the difference between a statement balance and current balance.
4 min read Jul 29, 2025 -
What the Big, Beautiful Bill means for small businesses
Under the One Big Beautiful Bill Act, small businesses can retroactively expense and deduct domestic R&D costs going back to Jan. 1, 2022, and do so over one or two years instead of 15 years under previous [...]
8 min read Jul 29, 2025 -
Types of business lines of credit
Business lines of credit let you use available credit recurringly, and they come in two forms.
6 min read Jul 28, 2025 -
CFPB rollbacks are poised to create a riskier, more expensive borrowing environment for consumers
Ongoing changes to the CFPB will likely reduce regulations and consumer protections.
6 min read Jul 28, 2025 -
10/1 or 10/6 ARM vs. 30-year fixed-rate mortgage
Plan to stay in your house for 10 years or less? A 10/1 ARM may be a good choice.
7 min read Jul 28, 2025 -
Average cost of college 2024-2025
Know the average costs by state, institution and degree type.
5 min read Jul 28, 2025 -
Is your car payment too expensive for your monthly budget?
Vehicle prices remain high, making your budget all the more important.
4 min read Jul 28, 2025