![A house on a sunny day](https://www.bankrate.com/brp/2024/04/30153640/Homes-May-2024-mortgage-rate-forecast.jpg?auto=webp&fit=crop&width=230&height=150)
Mortgage rate forecast July 2024
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in July 2024 and beyond.
About the author
I’m a senior editor on Bankrate’s Home Lending team. I’ve covered the housing market, mortgages and real estate for the past 12 years. At Bankrate, my areas of focus include first-time homebuyers and mortgage rate trends, and I’m especially interested in the housing needs of baby boomers. In the past, I’ve reported on market indicators like home sales and supply, as well as the real estate brokerage business. My work has been recognized by the National Association of Real Estate Editors.
Before joining Bankrate, I was the senior online editor at RISMedia and Real Estate magazine. Prior to that, I was a content and PR strategist for a home staging firm and an art teacher.
Outside of contributing to the team at Bankrate, I spend time with my family, dog-ear cookbooks, fill out crosswords in ink and practice yoga.
Suzanne wants you to know
It can be difficult to understand what it takes to get approved for a mortgage, especially if your credit needs work or you carry different forms of debt. My best tip: Search thoughtfully for a mortgage lender, keeping in mind that a low rate, while important, isn’t the sole indicator of a positive lending experience. Don’t be afraid to ask the loan officer to help get you in qualifying shape, whether that’s advice to lower your DTI ratio or guidance on low-credit programs. You’ll be able to tell right away which lender’s on your team and which is more focused on getting the sale.
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in July 2024 and beyond.
Don’t give up on trying to keep your home. One of these strategies might rescue you.
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
It’s not just if you have enough coming in, but how much you have going out.
It saves costs upfront, but it’s not free money.
Protect yourself from being charged over a loan delay that wasn’t your fault.
Is a Fannie Mae HomePath property right for you?
Non-conforming loans aren’t all risk. Here’s what to know.
Looking for home mortgage rates in Oklahoma? View loan interest rates from local banks, OK credit unions and brokers, from Bankrate.com.
Looking for home mortgage rates in Louisiana? View loan interest rates from local banks, LA credit unions and brokers, from Bankrate.com.
Looking for home mortgage rates in New Hampshire? View loan interest rates from local banks, NH credit unions and brokers, from Bankrate.com.
Here’s how to find down payment assistance and what you’ll need to qualify.
It could be a smart move if interest rates are high. But will the lender allow you to?
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
The government is stepping up scrutiny of “junk” fees — but are they really junk?
Bankrate’s Home Lending editorial team assessed U.S. home equity lenders in the areas of affordability, availability and borrower experience, assigning each a Bankrate Score out of five stars. The winners represent lenders with both high Bankrate scores and favorable marks in one or more of the three assessment areas.