Skip to Main Content

Steve Dashiell

Editor, Credit cards
Ribbon Icon EXPERTISE
  • Rewards credit cards
  • Credit card perks
  • Building credit
Education Icon EDUCATION
  • Bachelor of Arts, University of Maryland, Baltimore County

 About the author
Steven Dashiell is an editor for Bankrate and CreditCards.com with expertise in rewards credit cards, financial literacy, and helping consumers build and maintain their credit. Steve has more than four years of experience in personal finance with an affinity for rewards, credit card perks and helping consumers make the most of their card choices. Steve’s writing and expertise has appeared in outlets, such as U.S. News & World Report, CBS, Fox Business, Time, Forbes and NASDAQ. When not writing about credit cards, Steve nerds out on birds, paints landscapes and life scenes, fiddles around on bass guitar and takes names in Street Fighter.
Steve wants you to know
Steve made the common mistake of accepting a credit card offer he received in the mail right after graduating high school. He promptly maxed it out on a vacation and made only minimum payments on the balance, which is a textbook example of what you shouldn’t do. This, predictably, tanked his credit score. Years later, and after much work, Steve’s credit score now rests squarely in the “excellent” tier.

“I started writing about credit cards, largely due to my horrible experience fresh out of high school. I had no clue what I was doing with my credit card and they don’t exactly come with a best practices guide. I hope to educate people in a similar position to make better decisions about their credit card use and help protect their financial health for the future.”
Steve's recommended readings
How to protect yourself from online card fraud
How to build your credit score quickly
Common credit card fees and how to avoid them

It’s best to think of a credit card as a tool in your financial toolbox. You should use it with specific intent and only after you’ve established a game plan for repayment.

— Steve Dashiell

Steve's latest articles

  • Citi Rewards+® Card

    The Citi Rewards+ Card isn’t very competitive on its own, but it’s a great companion rewards card for small purchases with the Citi Premier and more.

    8 min read Feb 02, 2023
  • Credit One Bank® Platinum Visa®

    Other student and secured cards are probably better options in order to avoid the limited rewards and slew of fees buried in this card’s terms.

    10 min read Jan 30, 2023
  • USAA® Rewards™ American Express® Card

    The USAA® Rewards™ American Express® Card combines the earnings potential of a traditional rewards card with perks and benefits specifically tailored to consumers serving in the military.

    10 min read Jan 11, 2023
  • Choice Rewards World Mastercard®

    The Choice Rewards World Mastercard’s best features are its low interest rate and $0 balance transfer fee — two standout features not found with traditional rewards cards.

    10 min read Dec 16, 2022
  • Journey Student Rewards from Capital One

    A decent flat-rate card that allows students to begin building their credit files, but other student cards, even Capital One cards, are more rewarding options.

    5 min read Dec 15, 2022
  • IHG® Rewards Club Select Credit Card

    There's a lot of points-earning power with the IHG Rewards Club Select Credit Card, but very few mid-range hotels to choose from.

    9 min read Dec 05, 2022