Sheiresa McRae Ngo

Writer, Consumer banking and Personal finance
Ribbon Icon EXPERTISE
  • Consumer Banking
  • Personal Finance
  • Saving/Budgeting
Education Icon EDUCATION
  • Master of Art in Public Communication, Fordham University
  • Bachelor of Science in Psychology, Fordham University
  • Certified Credit Counselor

About the author
Sheiresa McRae Ngo is a staff writer at Bankrate. She is known for her expertise in personal finance and consumer affairs topics. She earned a master’s degree in public communication and a bachelor’s degree in psychology from Fordham University.

Sheiresa has experience writing about a variety of topics, including lifestyle, culture, saving money, and budgeting. She also spent time as an editor in the educational publishing industry.

Sheiresa’s passion for helping individuals navigate their financial journeys led her to become a certified credit counselor. Her work has been featured in CBS MoneyWatch, Credit.com, Yahoo Finance, GOBankingRates, and MSN, among many others. She also contributed to two CNN segments on debt management.

With a keen eye for detail and a knack for simplifying complex financial concepts, Sheiresa has established herself as a reliable source of information for readers seeking guidance on personal finance matters. She is committed to providing readers with actionable advice and tips to improve their financial health.

Saving for a rainy day is vital. You don't want to be caught off guard when a financial emergency strikes.

— Sheiresa McRae Ngo

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