How to choose a cash back credit card
Discover tips and resources for comparing cash back cards and maximizing rewards.
Being ‘good’ with money is a skill, not a talent. Like any skill, you can improve it with discipline, practice and time.
— Seychelle Thomas
Seychelle is a credit card writer at Bankrate and Creditcards.com where she employs a cumulative 10 years of experience in the finance industry to help readers navigate the intersection of their money choices and consumer credit. During her seven-year tenure in the banking world, she worked one-on-one with individuals to assess their financial needs and develop custom solutions.
She deepened her understanding of credit and personal finance through her work as a freelance personal finance writer over the past three years. During this time, she earned a credit and lending specialist certification through Nav and a Digital Marketing certification through HubSpot Academy. She has a vast comprehension of credit cards and uses them to achieve goals like paying down debt, earning rewards, and shielding against identity theft. Her finance writing has been featured on Kiplinger, Credible, LendEDU, Yahoo! Finance, Nasdaq and others.
When she’s not behind the keyboard, you can find her reconnecting with nature on a hike, jamming out to an eclectic selection of tunes, jetting off on her next adventure, or exploring the DC food scene.
When you use credit cards as a tool to further your money goals, it has the potential to transform your finances for better or for worse. At 22 years old, I opened my first credit card as a way to build my credit, which worked well until getting a crash course on how compounding interest works. Instead of letting it scare me off, I learned to use credit cards as a way to earn money from my purchases, build my credit, travel luxe for less, and even pay down debt. It takes practice to get it right, but once you do, it’s worth it!
Being ‘good’ with money is a skill, not a talent. Like any skill, you can improve it with discipline, practice and time.
— Seychelle Thomas
Discover tips and resources for comparing cash back cards and maximizing rewards.
The Amazon Prime Visa or the Amazon Prime Store Card — Which one will you choose?
Here’s how to decide whether a business or personal card is best for you.
Is sharing your credit card illegal? No, but here’s why you still shouldn’t do it.
Hire a travel agent or book your own trip? Get the facts before your next vacation.
Reading your credit card bill helps spot errors, gauge spending and analyze charges.
A quick guide on how to choose a credit card that fits your goals and spending.
Learn to outsmart inflation and pay down your debt.