
Best Credit Cards for No Credit History in July 2025
Our credit card editors at Bankrate break down the best credit cards of 2025 for those with limited or no credit history. Start establishing credit and improving your financial life today.
Sally wrote the CreditCards.com column “To Her Credit” for 10 years, answering readers’ questions about credit, debt, finances and family relationships, and more. After working in public accounting, she joined the personal finance team at Microsoft in 1998.
She has been working to help people take control of their finances ever since. She writes for popular online sites and speaks to groups about reaching personal finance and life goals.
Financial success is not some far-off goal, and you shouldn’t live your life as if it only begins when you reach a certain level of income or money in the bank.
— Sally Herigstad