
What is credit card churning?
Signing up for too many cards to score welcome bonuses can be dangerous
Ryan Flanigan is a Bankrate credit cards writer and Certified Credit Counselor with the National Association of Certified Credit Counselors. He has more than 10 years of experience using credit cards to help people reach their travel goals. Before he began writing about maximizing credit card points, Ryan performed worldwide as an entertainer, which grew his love of travel.
Before Bankrate, Ryan spent the past three years as a freelance writer for AwardWallet and Miles To Memories, discussing beginning to advanced strategies.
In his free time, he enjoys traveling with his family, watching sports and creating memories with his son.
Don’t be afraid of using credit cards to help put money back in your pocket. Whether in miles, points, or cash back, as long as you have the discipline to use credit cards responsibly, you can reap significant rewards to make your dreams come true.
Signing up for too many cards to score welcome bonuses can be dangerous
Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how.
Discover the benefits of the Best Western Rewards program.
These are Bankrate's top picks for the best Capital One credit cards to add to your wallet in 2025. Read our expert advice and compare the latest offers from Capital One.
American Express business credit cards are renowned for their generous rewards programs and perks, especially when it comes to travel. Read our in-depth analysis of the best Amex business cards.
What should you consider before getting a corporate credit card?
See our choices for the best Comenity Bank-issued credit cards.
Here, we’ll take a look at some of the top online shopping cards to consider.